17030 ESPANA CIRCLE, PUNTA GORDA, FL, 33955
Active3 days on marketListed Jul 20, 2026MLS #C7528064
About this home
17030 ESPANA CIRCLE
Welcome to this beautiful *brand-new* 4-bedroom, 3-bathroom home located in the Burnt Store Lakes community of Punta Gorda! Thoughtfully designed with style and functionality in mind, this modern home features an expansive open-concept floor plan filled with natural light, creating a warm and inviting atmosphere from the moment you step inside. The spacious great room flows seamlessly into the beautifully appointed kitchen, complete with soft-close cabinetry, Samsung stainless steel appliances, elegant solid-surface countertops, a subway tile backsplash, and a large center island perfect for entertaining. The luxurious primary suite serves as a private retreat, featuring two spacious walk-in closets and a spa-inspired en-suite bathroom with a floor-to-ceiling tiled shower and glass enclosure. A second private suite offers its own full bathroom and linen closet, making it ideal for guests, extended family, or a home office setup. Two additional generously sized bedrooms share a centrally located guest bathroom. Triple-panel sliding glass doors and soaring ceilings fill the main living area with natural light and open to the covered lanai, creating the perfect space for entertaining, grilling, or simply relaxing with family and friends. This home offers easy access to world-class fishing, boating, Gulf beaches, and endless outdoor recreation. Residents of Burnt Store Lakes enjoy a community park, scenic bike paths, and a kayak launch with direct access to Charlotte Harbor. Don't miss your opportunity to make this exceptional home yours—this is the one you've been waiting for!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,092
Sqft
0.22 ac
Lot size
2
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,927 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,927/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs PUNTA GORDA ISLES SEC 21
$198 vs $276
Days on market
3 vs 59 typical
Where $198/sqft sits among the 24 homes for sale in PUNTA GORDA ISLES SEC 21
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
8 of 24
PUNTA GORDA ISLES SEC 21 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 912% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 17030 ESPANA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$471,390
24060 PEPPERCORN ROAD · same community
4 bd · 3 ba · 2,084 sqft · $226/sqft · 306 DOM
Sold · May ’26$369,000
16506 CAPE HORN BOULEVARD · same community
3 bd · 2.5 ba · 2,113 sqft · $175/sqft · 303 DOM
Sold · Mar ’26$491,000
17424 MUSCAT LANE · same community
4 bd · 3 ba · 2,061 sqft · $238/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17030 ESPANA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17030 ESPANA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17030 ESPANA CIRCLE FAQs
What would the monthly payment be for 17030 ESPANA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,927/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17030 ESPANA CIRCLE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17030 ESPANA CIRCLE?+
The most recent tax bill on record (2025) was $1,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17030 ESPANA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $415,000, this home is listed about 20% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 17030 ESPANA CIRCLE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 912% above the PUNTA GORDA 33955 median — but at 2,092 sqft it's also 22% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EQUITY CENTRAL FLORIDA RE. LLC · James Killian. MLS #C7528064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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