51 AMSTERDAM AVENUE, PUNTA GORDA, FL, 33950
Active32 days on marketListed Jul 2, 2026MLS #C7527958
About this home
51 AMSTERDAM AVENUE
Located in the desirable 55+ community of Windmill Village, this charming home offers water access and a range of appealing features. The residence features 3 bedrooms and 2 bathrooms in an open-concept split living layout with 1,188 square feet of living space. The spacious eat-in kitchen provides ample room for cooking and dining and showcases new appliances installed in 2025. Additional conveniences include a laundry closet, while recent upgrades such as a new roof and new siding (2023) plus beautiful new LVP flooring (2025) ensure modern comfort and peace of mind. The home also boasts ample tandem parking and benefits from a low HOA fee that covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance—delivering a true hassle-free lifestyle. This active adult community offers two private marinas, a boat ramp, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and numerous clubs catering to a wide range of hobbies. Residents can also enjoy gatherings at the Pavilion beside the heated pool. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Note that the purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refunded upon sale. Don’t miss this opportunity to own a thoughtfully upgraded and meticulously maintained home in Windmill Village. Schedule your showing today and discover your new paradise!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
0.15 ac
Lot size
2005
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,973 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,973/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs WINDMILL VILLAGE
$168 vs $154
Days on market
32 vs 59 typical
Where $168/sqft sits among the 34 homes for sale in WINDMILL VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
13 of 34
WINDMILL VILLAGE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 51 AMSTERDAM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
5 EMDEN CIRCLE · same community
2 bd · 2 ba · 1,188 sqft · $198/sqft · 60 DOM
Sold · Oct ’25$175,000
16 ALLIGATOR AVENUE · same community
2 bd · 2 ba · 1,193 sqft · $147/sqft · 4 DOM
Sold · Oct ’25$290,000
55 ROTTERDAM DRIVE · same community
2 bd · 2 ba · 1,170 sqft · $248/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 51 AMSTERDAM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 51 AMSTERDAM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
51 AMSTERDAM AVENUE FAQs
What would the monthly payment be for 51 AMSTERDAM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,973/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 51 AMSTERDAM AVENUE?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 51 AMSTERDAM AVENUE?+
The most recent tax bill on record (2025) was $3,349. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 51 AMSTERDAM AVENUE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $200,000, this home is listed about 42% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 51 AMSTERDAM AVENUE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7527958.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 51 AMSTERDAM AVENUE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →