David Ramirez
$550,0003 bd2 ba1,370 sqft$401 /sqft$4,224 /mo all-in ↓

3114 SE 18TH AVENUE, CAPE CORAL, FL, 33904

Active31 days on marketListed Jul 6, 2026MLS #C7527936

WaterfrontPrivate poolSingle Family ResidenceCAPE CORAL

About this home

3114 SE 18TH AVENUE

WATERFRONT POOL HOME IN THE HEART OF CAPE CORAL! Welcome to this beautifully maintained 3 BEDROOM, 2 BATHROOM HOME offering the perfect blend of comfort, style, and the ultimate Florida boating lifestyle. Situated on 80 FEET OF WATERFRONT, this exceptional property features a CONCRETE DOCK AND SEAWALL WITH BOTH WATER AND ELECTRIC, making it easy to keep your boat ready for your next adventure. With a SHORT BOAT RIDE TO OPEN WATER, you'll enjoy convenient access to world-class boating, fishing, and waterfront dining. Step inside to discover a bright and inviting floor plan featuring LUXURY VINYL PLANK FLOORING THROUGHOUT THE MAIN LIVING AREAS AND BEDROOMS, creating a seamless and modern look. The beautifully updated kitchen serves as the heart of the home and features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, ample cabinetry, and a functional layout designed for both everyday living and entertaining. The spacious primary suite offers a relaxing retreat complete with a WALK-IN CLOSET and DIRECT ACCESS TO THE POOL AREA, allowing you to enjoy the Florida lifestyle from the moment you wake up. The updated guest bathroom adds a fresh, modern touch for family and visitors alike. One of the home's standout features is its seamless indoor-outdoor living. DOUBLE POCKET SLIDERS open the living area to the screened lanai, creating an expansive entertaining space perfect for gatherings or simply enjoying the beautiful waterfront views. The SCREENED POOL is equipped with a HEAT PUMP, allowing for comfortable swimming throughout much of the year. Outside, you'll appreciate the MATURE, WELL-MAINTAINED LANDSCAPING that enhances the home's curb appeal while creating a lush tropical setting. Whether relaxing by the pool, enjoying the water views, or heading out on the boat, this property truly embodies the Southwest Florida lifestyle. Additional peace of mind comes from a NEW A/C SYSTEM INSTALLED IN 2025, providing comfort and efficiency for years to come. Conveniently located near shopping, dining, entertainment, golf courses, and Cape Coral's many parks and marinas, this move-in-ready waterfront home offers everything you've been searching for. DON'T MISS YOUR OPPORTUNITY TO OWN THIS BEAUTIFULLY UPDATED GULF-ACCESS POOL HOME WITH 80 FEET OF WATERFRONT AND A SHORT BOAT RIDE TO OPEN WATER!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,370

Sqft

0.23 ac

Lot size

1

Garage

1966

Year built

One

Levels

$401

Per sqft

Private poolWaterfrontPool & Water viewTurnkeyPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$6,991/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,224 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$583
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,224/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$583
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$345KedgeAI estimate $385,634 · range $359K$452K$572K

vs edgeAI estimate

+42.6%

$/sqft vs CAPE CORAL

$401 vs $246

Days on market

31 vs 49 typical

Where $401/sqft sits among the 144 homes for sale in CAPE CORAL

58
35
17
15
8 · this home
11
$174–230$230–285$285–341$341–396$396–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cornwallis

Map of 3114 SE 18TH AVENUE inside its neighborhood boundary

Get to know Cape Coral. See the full Cape Coral guide →

Cornwallis — neighborhood snapshot

Population

1,281

Median age

45

Median income

$47,076

Median home value

$671,567

Avg household

2

Households w/ children

88%

For the school run

Lee County School District

ElementaryCape Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryPelican Elementary School★★★★★
MiddleGulf Middle School★★★★★
ElementaryGulf Elementary School★★★★
HighIda S. Baker High School★★★★★
HighNorth Fort Myers High School★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

47 of 144

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $550,000 · 31 days on market since
1966Built · CAPE CORAL

Reality check

What actually sold near 3114 SE 18TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4404 SW 7TH AVENUESold · Mar ’26

$298,000

4404 SW 7TH AVENUE · same community

3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM

1714 NE 40TH LANESold · Dec ’25

$254,000

1714 NE 40TH LANE · same community

3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM

332 NE 21ST STREETSold · Dec ’25

$287,000

332 NE 21ST STREET · same community

3 bd · 2 ba · 1,418 sqft · $202/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3114 SE 18TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3114 SE 18TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3114 SE 18TH AVENUE FAQs

What would the monthly payment be for 3114 SE 18TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3114 SE 18TH AVENUE?+

The most recent tax bill on record (2025) was $6,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3114 SE 18TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $550,000, this home is listed about 22% above the Cape Coral median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3114 SE 18TH AVENUE?+

Cape Elementary School (elementary), Cape Coral High School (high), Pelican Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), North Fort Myers High School (high), Trafalgar Middle School (middle), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 21% above the CAPE CORAL 33904 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Cape Elementary School, Cape Coral High School, Pelican Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, North Fort Myers High School, Trafalgar Middle School, Mariner High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7527936.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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