24604 RIO VILLA LAKES CIRCLE, PUNTA GORDA, FL, 33950
Active33 days on marketListed Jul 2, 2026MLS #C7527887
About this home
24604 RIO VILLA LAKES CIRCLE
3-bedroom, 2-bath, 2-car garage home located in the desirable 55+ gated community of Rio Villa Lakes. This spacious home features ceramic tile flooring throughout the main living areas, decorative accent walls, recessed and decorator lighting, blinds throughout, a private screened lanai, a dedicated laundry room with a utility sink, and an attractive brick paver driveway, walkway, and lanai. The kitchen offers wood cabinetry, a pantry, a breakfast bar, and a breakfast nook. A versatile room just off the kitchen is currently used as a family room but could easily serve as a formal dining room, home office, or hobby room. The primary suite features a large walk-in closet and a private en-suite bath, while the split-bedroom floor plan provides added privacy for guests. Residents of Rio Villa Lakes enjoy amenities that include a community pool, tennis courts, and the security of a gated entrance. Conveniently located in a quiet area just minutes from historic downtown Punta Gorda, shopping, restaurants, medical facilities, and more. This is a probate sale and is priced to sell quickly. Please note that interior photos are not yet available as the home is currently being professionally cleaned out due to the amount of personal belongings inside. Updated interior photos will be added once the cleanout has been completed, making this an excellent opportunity for buyers looking to add their own personal touches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,780
Sqft
0.17 ac
Lot size
2
Garage
2011
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,213 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,213/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.4%
$/sqft vs Punta Gorda actives
$140 vs $206
Days on market
33 vs 59 typical
Where $140/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24604 RIO VILLA LAKES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$555,000
708 MACEDONIA DRIVE
3 bd · 2 ba · 1,779 sqft · $312/sqft · 32 DOM
Sold · Oct ’25$373,000
716 MONACO DRIVE
3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM
Sold · Oct ’25$657,400
525 MADRID BOULEVARD
4 bd · 2 ba · 1,862 sqft · $353/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24604 RIO VILLA LAKES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24604 RIO VILLA LAKES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24604 RIO VILLA LAKES CIRCLE FAQs
What would the monthly payment be for 24604 RIO VILLA LAKES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,213/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24604 RIO VILLA LAKES CIRCLE?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24604 RIO VILLA LAKES CIRCLE?+
The most recent tax bill on record (2025) was $2,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24604 RIO VILLA LAKES CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $249,995, this home is listed about 26% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 24604 RIO VILLA LAKES CIRCLE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Tricia DeClue. MLS #C7527887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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