David Ramirez

1443 MEDITERRANEAN DRIVE, PUNTA GORDA, FL, 33950

Active247 days on marketListed Nov 19, 2025MLS #A4671889

Priced 11% below the PUNTA GORDA 33950 medianWaterfrontPUNTA GORDA ISLES SEC 07

About this home

1443 MEDITERRANEAN DRIVE

Exceptional Punta Gorda Isles Waterfront Development Opportunity! This is one of the best-priced Gulf-access waterfront lots available in Punta Gorda Isles—offering tremendous potential for developers, builders, and end-users alike. Whether you’re envisioning a multi-family project, luxury duplex, boutique condo building, or a custom single-family estate home, this property delivers the location, zoning, and water access you are looking for. With 105 feet of sparking waterfront, this cul da sac lot is .24 acres and dimensions are 95' x 97' x 105' x 120' offering a rare combination of a CONCRETE seawall, wide-basin water views, and desirable Northern rear exposure featuring spectacular sunrise and sunset views. The neighboring lot is also available, offering even more development potential. See MLS A4591943 Enjoy direct Gulf access with just one bridge to Charlotte Harbor—your boating, fishing, and waterfront lifestyle awaits. The city-maintained seawall is ready for your future boat docks, and the wide canal makes navigating and turning your boat a breeze. Punta Gorda Isles is one of SW Florida’s premier boating communities, known for its beautiful waterfront homes, deep canals, and easy access to the Gulf and Charlotte Harbor. All of Punta Gorda’s top amenities are minutes away—waterfront parks, golf, the Yacht Club, boutique shopping, dining, entertainment, farmers markets, and the vibrant downtown scene. Whether you’re a builder, investor, or future homeowner, this property delivers exceptional value and unlimited potential in one of Punta Gorda’s most sought-after neighborhoods. Come experience why Punta Gorda Isles is truly a Southwest Florida paradise.

Facts & features

The home at a glance

0.24 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSouth

Community & fees

Taxes (2025)$5,530/yr
CommunityWater Access · Deed Restrictions · Waterfront Complex

Utilities & systems

UtilitiesElectrical Nearby · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$461
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$2,172/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$461
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 1443 MEDITERRANEAN DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Nov 19, 2025Listed at $245,000 · 247 days on market since

Reality check

What actually sold near 1443 MEDITERRANEAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

441 NORMA COURTSold · Jul ’25

$532,000

441 NORMA COURT · same community

2 bd · 2 ba · 1,329 sqft · $400/sqft · 81 DOM

1610 APPIAN DRIVESold · Jun ’26

$359,900

1610 APPIAN DRIVE · same community

3 bd · 2 ba · 1,396 sqft · $258/sqft · 157 DOM

820 SANTA MARGERITA LANESold · Apr ’26

$400,000

820 SANTA MARGERITA LANE · same community

2 bd · 2 ba · 1,551 sqft · $258/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1443 MEDITERRANEAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1443 MEDITERRANEAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1443 MEDITERRANEAN DRIVE FAQs

What would the monthly payment be for 1443 MEDITERRANEAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1443 MEDITERRANEAN DRIVE?+

The most recent tax bill on record (2025) was $5,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $245,000, this home is listed about 29% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 1443 MEDITERRANEAN DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33950 market on paper

$245,000 is 11% below the PUNTA GORDA 33950 median of $274,450.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

247 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sharadan Edmonds. MLS #A4671889.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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