David Ramirez

50530 BERMONT ROAD, PUNTA GORDA, FL, 33982

Active37 days on marketListed Jun 18, 2026MLS #C7527523

GOLDEN RANCHES 76/85

About this home

50530 BERMONT ROAD

"A 10 Acre Outback Retreat” is a rare offering in this section of the Golden Ranches subdivision. Most 10 acre offerings are up front along SR74. A native pine & palmetto agricultural (AG) zoned parcel in Golden Ranches, this property offers the many opportunities that the zoning in Charlotte Co permits. Located in a vast 1,280 acre rural subdivision of scattered small ranchettes & undeveloped parcels where lots of opportunity await. Most of the ownerships are by out county or state property owners. If you wish for peaceful surroundings with folks that desire the same then the Outback Retreat is the parcel that will offer you the Florida country lifestyle that you wish to have and to enjoy. If you wish quiet, peaceful surroundings with folks who desire the same then this is the property. The views are splendid including the colorful skies...they are an artist’s dream. The sunrises & sunsets are most scenic here, as well as the nighttime view of the stars and moonrise. An owner will enjoy the privacy of the area being in amongst the native surroundings. The star-studded sky with no streetlights…the evening moon rises offers memories which are hard to forget. You, your children and grandchildren will gather memories here they will never forget. Bring a telescope & enjoy the evenings. Well & septic required. Private marl road access direct from SR74…roads are not county maintained but maintained by owners. Electric power is about 900 feet south of the property but alternative power sources are permitted. With some preparation, the land would be ready for a small residence retreat for weekends and recreation. There are no deed restrictions. General elevation is about 50-60 ft. The remainder of former citrus groves are to the west and north outside of the subdivision. South of Golden Ranches is a large ranch of vast pastures and scattered woodlands. East of the subdivision is a mitigation park preserving lands for the future. And, west on SR74 is the entrance to the Babcock Preserve. One of the many purposes of an AG zoning is to provide areas for the establishment - continuation of agricultural type lifestyles along with the operations & uses which accommodates those individuals who understand and desire to live in an agricultural environment of quiet privacy. Limitations are prescribed by the AG zoning which permits all uses under the description including low density residential (1 home per parcel), conservation, agriculture, recreation and other uses consistent therewith. Any improvements to the property can be easily managed as there is a local contractor neighbor who will gladly make his services available to a prospective buyer.

Facts & features

The home at a glance

10 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesEast

Community & fees

Taxes (2025)$1,420/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,854 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,854/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 50530 BERMONT ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 84% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $249,000 · 37 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 50530 BERMONT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 50530 BERMONT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

50530 BERMONT ROAD FAQs

What would the monthly payment be for 50530 BERMONT ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 50530 BERMONT ROAD?+

The most recent tax bill on record (2025) was $1,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $249,000, this home is listed about 28% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 50530 BERMONT ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Lindsay Harrington. MLS #C7527523.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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