335 COLDEWAY DRIVE UNIT F21, PUNTA GORDA, FL, 33950
Active33 days on marketListed Jun 22, 2026MLS #C7527423
About this home
335 COLDEWAY DRIVE UNIT F21
Wake up to tranquil canal views and embrace the Southwest Florida lifestyle in this beautifully furnished waterfront condo, perfectly situated just minutes from Fishermen's Village, downtown Punta Gorda, and some of the region's most stunning Gulf Coast beaches. This beautifully renovated and maintained 2-bedroom, 2-bath condominium offers peaceful canal views and comes turnkey, making it truly move-in ready. Inside, you'll find porcelain tile flooring throughout, granite countertops in the kitchen and bathrooms, and an open, inviting layout designed for easy Florida living. This is an end unit which is one of few where you can enjoy high ceilings. The primary bedroom also shares the beautiful canal views that also accesses the screened balcony, featuring hurricane shutters while enjoying the waterfront scenery and coastal breezes. The unit has a new roof AND AC in 2022, a new Water Heater in 2023 and includes a transferable home warranty! Whether you're searching for a seasonal retreat or full-time residence, this condo offers the perfect combination of comfort, convenience, and location. Residents enjoy an array of resort-style amenities, including a heated community pool, pickleball courts, shuffleboard, and access to dock slips that may be available for rent or purchase (contact the community management)—ideal for boating enthusiasts looking to explore Charlotte Harbor and beyond. Located just a 2-minute drive from Fishermen's Village and the Isles Yacht Club. EASY ACCESS TO WORLD CLASS FISHING IN CHARLOTTE HARBOR AND THE GULF OF AMERICA. By sea, Punta Gorda is located on Charlotte Harbor about 30 minutes by water from Port Boca Grande and Boca Grande Pass known as the Tarpon Fishing capital of the world. Punta Gorda features historic Fisherman's Village with its many shops, galleries, boutiques, restaurants and a museum. The charming downtown area of Punta Gorda features quaint cafes, restaurants, and art galleries. There are many public and semi-private golf courses within the greater Port Charlotte/Punta Gorda area which is conveniently and quietly located approximately 50 miles south of Sarasota, 24 miles north of Fort Myers, 125 miles from Orlando and Disney World, approximately 40 minutes to the Southwest Florida International Airport, and only 15 minutes to Punta Gorda Airport. For those who love the beach, some of Southwest Florida's most beautiful Gulf beaches are within easy driving distance, making day trips to sun, sand, and turquoise waters a regular part of life. Don't miss this opportunity to own your own slice of paradise in one of Punta Gorda's desirable waterfront communities, where boating, beaches, dining, and the Florida lifestyle are all at your doorstep.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,226
Sqft
0 ac
Lot size
1986
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,737 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,737/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs Punta Gorda actives
$228 vs $208
Days on market
33 vs 59 typical
Where $228/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 335 COLDEWAY DRIVE UNIT F21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$260,000
319 COLDEWAY DRIVE DRIVE UNIT F13 · same community
2 bd · 2 ba · 1,111 sqft · $234/sqft · 31 DOM
Sold · Mar ’26$260,000
313 COLDEWAY DRIVE UNIT F10 · same community
2 bd · 2 ba · 1,111 sqft · $234/sqft · 11 DOM
Sold · Apr ’26$367,000
3620 MAGNOLIA WAY
2 bd · 2 ba · 1,198 sqft · $306/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 335 COLDEWAY DRIVE UNIT F21 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 335 COLDEWAY DRIVE UNIT F21 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
335 COLDEWAY DRIVE UNIT F21 FAQs
What would the monthly payment be for 335 COLDEWAY DRIVE UNIT F21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,737/mo — principal and interest, the actual property-tax bill, the $655/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 335 COLDEWAY DRIVE UNIT F21?+
The association fee works out to $655 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 335 COLDEWAY DRIVE UNIT F21?+
The most recent tax bill on record (2025) was $1,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 335 COLDEWAY DRIVE UNIT F21?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $279,900, this home is listed about 19% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 335 COLDEWAY DRIVE UNIT F21?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $655/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $289,900, now $279,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Amanda Donnar. MLS #C7527423.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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