16121 LOTUS WAY, PUNTA GORDA, FL, 33982
Active38 days on marketListed Jun 15, 2026MLS #C7527353
Come see it
Upcoming open house
Sat, Jul 25
1:00 PM – 4:00 PM
Hosted by Julie Salamon refreshments provided.
About this home
16121 LOTUS WAY
Welcome to your private Florida retreat in the highly sought-after community of Babcock Ranch, America’s first solar-powered hometown. Perfectly positioned on a premium waterfront homesite, this beautifully maintained 2022-built residence offers the ideal blend of luxury, comfort, and waterfront living in one of Southwest Florida’s most desirable master-planned communities. Featuring 4 bedrooms, 3 full bathrooms, and over 2,488 square feet of thoughtfully designed living space, this beautifully designed home makes a lasting first impression with its paver driveway, manicured landscaping, inviting covered front porch, and spacious 3-car garage. Inside, the bright open-concept split-bedroom floor plan is enhanced by soaring ceilings, wood-look tile flooring, abundant natural light, elegant designer finishes, and energy-efficient construction designed for year-round comfort. The expansive chef’s kitchen serves as the heart of the home, showcasing quartz countertops, a large center island, built-in wall oven and microwave, natural gas cooking, stainless steel appliances, abundant cabinetry, and seamless flow into the dining and living areas—perfect for everyday living and effortless entertaining. The spacious primary suite offers a peaceful waterfront retreat complete with a luxurious ensuite bath featuring dual vanities, a soaking tub, walk-in shower, and an oversized custom walk-in closet. Three additional bedrooms provide exceptional flexibility for family, guests, or a private home office. Step outside to your own backyard oasis where the screened lanai and private in-ground heated pool overlook tranquil lake views with no immediate rear neighbors. Start your mornings with a cup of coffee as the sun rises across the water, spend afternoons relaxing poolside, and unwind in the evening while taking in the peaceful waterfront setting. This outdoor living space was designed to embrace Florida’s year-round lifestyle. Residents enjoy an exceptional lifestyle with resort-style amenities, championship golf nearby at Babcock National Golf & Country Club, pickleball, tennis, miles of walking and biking trails, waterfront recreation, restaurants, and the renowned Babcock Ranch Eco Tours. As America’s first solar-powered hometown, Babcock Ranch is celebrated for its innovation, sustainability, and vibrant sense of community, while Founder’s Square offers year-round dining, shopping, live entertainment, farmers markets, and community events. Whether you’re searching for a full-time residence, seasonal retreat, or investment in one of Southwest Florida’s most exciting communities, this exceptional waterfront pool home delivers the very best of Sunshine Days and Southwest Florida living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,488
Sqft
0.22 ac
Lot size
3
Garage
2022
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,564 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,564/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$221 vs $207
Days on market
38 vs 59 typical
Where $221/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 313% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 16121 LOTUS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$545,000
16081 PENNYROYAL LANE · same community
4 bd · 3 ba · 2,492 sqft · $219/sqft · 10 DOM
Sold · Jun ’26$492,500
16145 SABAL PATH · same community
4 bd · 3 ba · 2,192 sqft · $225/sqft · 124 DOM
Sold · Apr ’26$450,000
16128 LOTUS WAY · same community
3 bd · 2.5 ba · 2,181 sqft · $206/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16121 LOTUS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16121 LOTUS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16121 LOTUS WAY FAQs
What would the monthly payment be for 16121 LOTUS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,564/mo — principal and interest, the actual property-tax bill, the $301/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16121 LOTUS WAY?+
The association fee works out to $301 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16121 LOTUS WAY?+
The most recent tax bill on record (2025) was $7,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16121 LOTUS WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $549,400, this home is listed about 59% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 16121 LOTUS WAY?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lesley Barton. MLS #C7527353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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