David Ramirez
$452,9004 bd3.5 ba2,870 sqft$158 /sqft$3,887 /mo all-in ↓

16129 BLUESTEM LANE, PUNTA GORDA, FL, 33982

Active178 days on marketListed Jan 27, 2026MLS #C7520317

Single Family ResidenceBABCOCK RANCH COMMUNITY PH 1B1

About this home

16129 BLUESTEM LANE

One or more photo(s) has been virtually staged. Welcome to 16129 Bluestem Lane, an exceptional residence located in Babcock Ranch, proudly recognized as the first solar-powered community in the United States. Situated on a quiet cut de sac in Lake Babcock neighborhood, this beautifully upgraded home offers a refined blend of space, style, sustainability, and everyday convenience. Offering over 2,800 square feet of thoughtfully designed living space, this two-story home features 4 bedrooms, 3.5 baths, a private flex room/den, and a generously sized upstairs loft, providing exceptional versatility for family living, guests, work-from-home needs, and entertaining. A welcoming foyer leads past a private den with French doors into a bright, open great room seamlessly connected to the kitchen. The chef-inspired kitchen showcases granite countertops, stainless steel appliances, an extended center island, walk-in pantry, and abundant cabinetry—ideal for both daily living and effortless gatherings. The primary suite is conveniently located on the main level, offering privacy and comfort with a walk-in closet with ample room. The laundry room located on the first floors equipped with loads of custom cabinetry granite counter tops and utility sink. A well-placed half bath completes the first floor just off of the entry way and home office/den. Upstairs, a spacious loft creates the perfect setting for movie nights, a playroom, or additional living space, accompanied by three additional bedrooms and two full bathrooms, offering flexibility for family or visiting guests. One of the upstairs bedrooms also has a private full bathroom. Outdoors, enjoy a fully fenced backyard with tranquil lake views and a new extended paver lanai, ideal for entertaining around a fire pit, relaxing in a hammock, or enjoying peaceful Florida mornings. With room to add a pool, the backyard is ready to be transformed into your own private retreat. The 2-car garage features a 4-foot extension and epoxy-coated floors, providing extra storage and a clean, durable finish and drive way that also has been extended. Living in Babcock Ranch is truly a lifestyle. This golf-cart-friendly community allows for easy walking, biking, or golf cart rides to in-community schools, making daily routines both convenient and connected. Residents enjoy an unmatched level of accessibility with urgent care, grocery store, shopping, restaurants, banking, and everyday services all located within the community. Combined with low HOA fees, X flood zone status, and proximity to Cypress Lodge, the Parkway trail system, and resort-style amenities—including pools, tennis and pickleball courts, playgrounds, a fishing lagoon, miles of scenic trails, weekly farmers markets, food trucks, live music, and year-round community events—this home offers a way of life unlike anywhere else in Southwest Florida.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,870

Sqft

0.16 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$158

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Oversized
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$160/mo
Taxes (2025)$8,409/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,887 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,666
FHA mortgage insurance (est.)$200
Property tax — 2025 actual bill$701
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,852Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,852
Interest rate6.00%
Loan term

Estimated payment

$3,887/mo

Principal & interest$2,666
FHA mortgage insurance (est.)$200
Property taxes (actual bill)$701
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $453K
$435KedgeAI estimate $506,825 · range $457K$632K$657K

vs edgeAI estimate

−10.6%

Days on market

178 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 16129 BLUESTEM LANE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 238% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jan 27, 2026Listed at $452,900 · 178 days on market since
2021Built · BABCOCK RANCH COMMUNITY PH 1B1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16129 BLUESTEM LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16129 BLUESTEM LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16129 BLUESTEM LANE FAQs

What would the monthly payment be for 16129 BLUESTEM LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,887/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16129 BLUESTEM LANE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16129 BLUESTEM LANE?+

The most recent tax bill on record (2025) was $8,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16129 BLUESTEM LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $452,900, this home is listed about 31% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 16129 BLUESTEM LANE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$452,900 runs 238% above the PUNTA GORDA 33982 median — but at 2,870 sqft it's also 67% larger than the typical Punta Gorda listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

178 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Melissa Musick. MLS #C7520317.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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