David Ramirez

3709 WISTERIA PLACE, PUNTA GORDA, FL, 33950

Active53 days on marketListed Jun 12, 2026MLS #C7527131

Priced 57% below the PUNTA GORDA 33950 medianWaterfrontTIERRA CORONADO

About this home

3709 WISTERIA PLACE

INVEST IN A DOUBLE WATERFRONT-LOT OPPORTUNITY with the adjacent parcel at 3717 Wisteria Place also available separately, allowing you to combine them for an expansive waterfront estate. BUILD YOUR FLORIDA DREAM HOME on this prime WATERFRONT lot situated on a quiet street at 3709 Wisteria Place in Punta Gorda. This highly desirable property features NO HOA and NO DEED RESTRICTIONS, giving you the ultimate freedom to design and enjoy your land. The buildable property measures 75 x 125 feet, offering a generous 9,375 square feet (0.22 acres) of land with 75 feet of road frontage and an impressive 75 feet of direct WATER-FRONTAGE. The footprint of this lot provides ample room to build a spacious custom home while leaving plenty of space to install a pool and sprawling lanai, creating your own private WATERFRONT OASIS to enjoy the sunny Florida weather. A major asset to this property is the existing WOODEN SEAWALL already in place running the full length of the lot, offering immediate shoreline stabilization for your future custom dock and boat lift. For boaters, this location offers a smooth canal cruise of approximately 15-20 minutes, under 1 bridge (Rio Villa Bridge), out through Alligator Creek, to the open waters of CHARLOTTE HARBOR. From the harbor, you can navigate north up the Peace River, head west to the pristine sands of BOCA GRANDE, or cruise straight out to the GULF WATERS. Public water and electricity are available at the property line, requiring only a septic tank to complete your utility infrastructure. Permitting is straightforward, as county GIS maps confirm the property is completely outside of any protected SCRUB JAY habitat zones, and the National Wetlands Inventory verifies there are NO WETLANDS on site. The surrounding location balances waterfront living with rapid access to the region's best transportation and recreational hubs. Commuting is effortless with the property located just moments from US-41, a short drive to I-75 for seamless travel north and south throughout the state, and minutes from the PUNTA GORDA AIRPORT for a quick getaway. For dining and convenience, you are just a short drive from HISTORICAL DOWNTOWN PUNTA GORDA, packed with shopping and waterfront restaurants. Outdoor enthusiasts will love the proximity to nearby parks for hiking. You can catch stunning Florida sunsets at PONCE DE LEON PARK, or head over to GILCHRIST PARK, which features tennis and PICKLEBALL COURTS, a basketball court, and a playground. For the avid golfer, there are different CHAMPIONSHIP GOLF COURSES available for every single day of the week, all within a short drive. Baseball fans are positioned between two Major League Baseball spring training facilities, with the CHARLOTTE SPORTS PARK—home of the Tampa Bay Rays—just a short drive away, and the Atlanta Braves spring training facility in North Port equally accessible. When you want to head to the beach, the shores of BOCA GRANDE and ENGLEWOOD BEACH are both just a straightforward, scenic drive away. This exceptional waterfront lot represents a RARE OPPORTUNITY that merges ultimate building convenience with the finest aspects of Southwest Florida living.

Facts & features

The home at a glance

0.22 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2025)$1,600/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,021 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$133
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$1,021/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$133
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 3709 WISTERIA PLACE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $115,000 · 53 days on market since

Reality check

What actually sold near 3709 WISTERIA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3600 WISTERIA PLACESold · Aug ’25

$185,000

3600 WISTERIA PLACE · same community

2 bd · 2 ba · 1,008 sqft · $184/sqft · 64 DOM

3400 PALM DRIVESold · Mar ’26

$289,900

3400 PALM DRIVE · same community

2 bd · 2 ba · 1,044 sqft · $278/sqft · 3 DOM

3620 MAGNOLIA WAYSold · Apr ’26

$367,000

3620 MAGNOLIA WAY · same community

2 bd · 2 ba · 1,198 sqft · $306/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3709 WISTERIA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3709 WISTERIA PLACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3709 WISTERIA PLACE FAQs

What would the monthly payment be for 3709 WISTERIA PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,021/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3709 WISTERIA PLACE?+

The most recent tax bill on record (2025) was $1,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3709 WISTERIA PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $115,000, this home is listed about 67% below the Punta Gorda median of $344,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3709 WISTERIA PLACE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7527131.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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