David Ramirez
$279,900$299,0003 bd2 ba2,253 sqft$124 /sqft$2,097 /mo all-in ↓

3927 VASCO STREET, PUNTA GORDA, FL, 33950

Active114 days on marketListed Apr 13, 2026MLS #C7524652

Reduced $19KSingle Family ResidenceTIERRA CORONADO

About this home

3927 VASCO STREET

Charming Remodeled Home in Punta Gorda with NO HOA! This crisp and clean 3-bedroom, 2 bath residence offers 2,253 square feet of living space and is ideally located in Tierra Coronado section of Punta Gorda. Situated on almost a half of acre corner lot, the property provides added space for boats, trailers, all your toys! And a private new fence and deck. This home was totally renovated, new hardy plank siding, paint, doors, floors, cabinets, granite countertops, guest bath. A standout feature of the property is the impressive restored 600 square foot detached workshop/garage/storage building, with water and electricity, new hardy plank siding, garage door, framing and roof, complete with its own private driveway. This versatile space offers exceptional flexibility for hobbies, storage, a workshop or additional living space. Step inside to a light filled, open floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. Exposed wood beams add warmth and character while preserving an airy, modern feel. Fresh interior paint and brand-new wood look tile flooring run throughout the home. The beautifully updated kitchen serves as the heart of the home with both style and functionality. It features an abundance of Shaker style cabinetry in a rich, contemporary finish, elegant granite countertops, and a classic subway tile backsplash. A center island provides additional prep and gathering space, complemented by recessed lighting and a stylish new pendant. Two nicely sized rear bedrooms with built-in closets share a beautifully updated bathroom featuring a modern Roman shower with new cabinet and sink. The third bedroom includes a built-in closet with its own climate control AC, additional room offers flexible use as a home office or sitting room, with direct access to a second remodeled full bath featuring a walk-in shower, pedestal sink, toilet, and a conveniently located new stackable washer and dryer. Outdoor living space to die for! New fully fenced backyard is designed for relaxed Florida living. A large, covered new patio and charming pergola creates the perfect setting for outdoor dining, entertaining, or unwinding in the shade. The yard offers an outdoor shower and plenty of room to garden, play, or personalize your own outdoor oasis, while mature palms add a touch of tropical character. The wide driveway provides ample parking. Significant updates provide peace of mind and energy efficiency, including a full home re-pipe completed in 2024, central air conditioning supplemented by two mini split systems installed in 2020, and a new hot water heater. Located in the heart of downtown Punta Gorda, just minutes from a boat ramp, Pontes De Leon Park, shops, restaurants, galleries, walking trails, Laishley Marina, Fishermen’s Village, and more. This is great value under $300k, truly a must-see property that beautifully blends SW Florida Paradise, waterways, fishing, comfort, and modern convenience—ideal for full time living, a seasonal getaway, or a fantastic VRBO investment opportunity. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,253

Sqft

0.38 ac

Lot size

1958

Year built

One

Levels

$124

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationBlock
FacesEast
ExteriorOutdoor Grill · Private Mailbox · Storage

Community & fees

Taxes (2025)$1,986/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,097 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$166
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$2,097/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$166
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$269KedgeAI estimate $378,535 · range $331K$424K$441K

vs edgeAI estimate

−26.1%

$/sqft vs Punta Gorda actives

$124 vs $207

Days on market

114 vs 60 typical

Where $124/sqft sits among the 400 Punta Gorda actives

100 · this home
136
63
51
19
31
$118–170$170–223$223–275$275–327$327–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3927 VASCO STREET

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,900 $19K
Apr 13, 2026Listed at $299,000 · 114 days on market since
1958Built · TIERRA CORONADO

Reality check

What actually sold near 3927 VASCO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3302 PALM DRSold · Feb ’26

$335,000

3302 PALM DR · same community

3 bd · 2 ba · 2,168 sqft · $155/sqft · 94 DOM

453 CAROLYN LANESold · May ’26

$425,000

453 CAROLYN LANE · same community

3 bd · 2 ba · 1,893 sqft · $225/sqft · 327 DOM

401 AQUI ESTA DRIVESold · Apr ’26

$175,000

401 AQUI ESTA DRIVE · same community

2 bd · 2 ba · 1,364 sqft · $128/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3927 VASCO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3927 VASCO STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3927 VASCO STREET FAQs

What would the monthly payment be for 3927 VASCO STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3927 VASCO STREET?+

The most recent tax bill on record (2025) was $1,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3927 VASCO STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $279,900, this home is listed about 18% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3927 VASCO STREET?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARINA PARK REALTY LLC · Marion Anglin. MLS #C7524652.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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