520 IMPERIAL DRIVE, NORTH PORT, FL, 34287
Active45 days on marketListed Jun 10, 2026MLS #C7526807
About this home
520 IMPERIAL DRIVE
Lakefront Triple-Wide Home in Harbor Cove's Premier 55+ Community! Experience peaceful waterfront living in this spacious 2 1/2-wide home overlooking beautiful Imperial Lake. Enjoy stunning sunset views from the comfort of your home or relax in the large screened lanai while taking in the tranquil lakefront setting. Designed with an open floor plan, this residence features two extra-wide sections, creating exceptional living space throughout. The bright living room showcases a wall of windows that fills the home with natural light while framing picturesque lake views. A formal dining area with built-in display cabinetry and additional storage provides an elegant space for entertaining. Just off the living room, the media room features an electric fireplace and sliding glass doors that open to lake views, creating the perfect space to unwind. The well-appointed kitchen offers abundant cabinet and counter space, along with a convenient breakfast bar. Adjacent to the kitchen, the dinette area provides an ideal setting for casual meals and everyday living. The spacious primary suite includes two walk-in closets and a private ensuite bathroom. A generously sized guest bedroom offers ample closet space, while the second bathroom is thoughtfully designed with direct access from both the guest bedroom and dinette area, providing added privacy and convenience. Additional features include a large storage shed with a workbench, laundry area, and utility sink. Recent Updates: 2025 Metal Roof, 2024 New Ductwork, 2024 New Washer & Dryer, 2023 Carport Replacement, 2023 Epoxy-Coated Driveway, 2013 Thermal Windows, Newer Kitchen Subfloors and Flooring, Newer Carpet. The home is being sold mostly furnished—simply bring your bedroom furniture and start enjoying the Florida lifestyle. Conveniently located near the clubhouse and community amenities including a pool and spa, fitness center, library, marina, bocce ball, shuffleboard, tennis courts, and pickleball courts. The marina provides direct boating access to the Myakka River, Peace River, Charlotte Harbor, and the Gulf. Ideally situated near shopping, dining, Gulf beaches, spring training facilities for the Tampa Bay Rays and Atlanta Braves, Warm Mineral Springs, and more! This exceptional lakefront property offers the perfect combination of comfort, convenience, and active Florida living—whether as a full-time residence or seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,344
Sqft
0.13 ac
Lot size
1979
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs HARBOR COVE
$141 vs $168
Days on market
45 vs 48 typical
Where $141/sqft sits among the 14 homes for sale in HARBOR COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Cove
Get to know North Port. See the full North Port guide →
Harbor Cove — neighborhood snapshot
Population
918
Median age
76
Median income
$63,738
Median home value
$172,468
Avg household
2
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
7 of 14
HARBOR COVE have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 IMPERIAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$228,240
520 IDEAL PLACE · same community
2 bd · 2 ba · 1,344 sqft · $170/sqft · 145 DOM
Sold · Jul ’26$215,000
520 IDEAL PLACE · same community
2 bd · 2 ba · 1,344 sqft · $160/sqft · 63 DOM
Sold · Nov ’25$140,000
217 BLACKBURN BOULEVARD · same community
2 bd · 2 ba · 1,288 sqft · $109/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 IMPERIAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 IMPERIAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
520 IMPERIAL DRIVE FAQs
What would the monthly payment be for 520 IMPERIAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,615/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 520 IMPERIAL DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 520 IMPERIAL DRIVE?+
The most recent tax bill on record (2025) was $1,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 IMPERIAL DRIVE?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $189,000, this home is listed about 44% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 520 IMPERIAL DRIVE?+
Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$189,000 runs 70% above the NORTH PORT 34287 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $199,000, now $189,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Jill Kerekes Upleger. MLS #C7526807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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