David Ramirez
$220,0003 bd2 ba1,338 sqft$164 /sqft$1,889 /mo all-in ↓

654 BLACKBURN BOULEVARD, NORTH PORT, FL, 34287

Active34 days on marketListed Jun 27, 2026MLS #A4697843

WaterfrontMobile HomeHARBOR COVE

About this home

654 BLACKBURN BOULEVARD

Rare canal-front 3-bedroom, 2-bath home with a private dock in Harbor Cove, a 55+ waterfront community with a low $175 monthly HOA! Enjoy excellent boating and fishing with direct access to Charlotte Harbor and the Gulf via the Myakka River from your dock, complete with water, electric service, and new composite decking. Three-bedroom homes are seldom available here, and this home offers a 1,338 sq. ft. floor plan with a spacious living room, a versatile dining or sitting area, a large air-conditioned Florida room, and a 256 sq. ft. screened lanai overlooking the canal. The updated kitchen features a large center island, abundant granite countertop prep space, stainless steel appliances, and ample wood cabinetry (2023). Five mini-split A/C units installed in 2024 let you cool individual living areas as needed for added comfort and efficiency. Major updates include the roof, windows, siding, vapor barrier, interior walls and paneling, flooring and some subflooring, and the updated hall bathroom. Designed to make the most of waterfront living, the home offers multiple places to relax and entertain, from the Florida room and screened lanai to the epoxy-coated patio and private dock just steps from your back door. Peaceful canal views, spectacular sunsets, and an ever-changing backdrop of birds, fish, and other Florida wildlife make this outdoor living space truly special. The oversized covered carport accommodates two to three vehicles, keeping them protected from the Florida sun, while two storage sheds provide a laundry area, workshop, and additional storage. The home is being sold partially furnished, offering added convenience for seasonal or year-round living. Harbor Cove's amenities include a 17,000-square-foot waterfront clubhouse with views over the 90-slip marina, two swimming pools, hot tub, fitness room, library, billiards, tennis, pickleball, bocce, shuffleboard, and a full calendar of social events and activities. Conveniently located near Gulf beaches, golf courses, shopping, dining, farmers markets, and I-75 for easy access to area airports. If you've been waiting for a waterfront home with a private dock, you won't want to miss this one. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,338

Sqft

0.15 ac

Lot size

1973

Year built

One

Levels

$164

Per sqft

WaterfrontWater viewPartially55+ communityPets allowed

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Stone Counters · Window Treatments
LaundryOther
CoolingMini-Split Unit(s)
HeatingElectric
FurnishedPartially

Outside & construction

RoofMembrane
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewWater
FacesSoutheast
ParkingDriveway
ExteriorHurricane Shutters · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$175/mo
Taxes (2025)$1,936/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityCanal Front · Community Boat Ramp · Fishing · Marina · River · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Fiber Optics · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,889 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$161
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,889/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$161
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HARBOR COVE

$164 vs $160

Days on market

34 vs 48 typical

Where $164/sqft sits among the 16 homes for sale in HARBOR COVE

2
3
4 · this home
4
0
3
$74–104$104–135$135–165$165–195$195–225$225+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Cove

Map of 654 BLACKBURN BOULEVARD inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Harbor Cove — neighborhood snapshot

Population

918

Median age

76

Median income

$63,738

Median home value

$172,468

Avg household

2

For the school run

Sarasota County School District

ElementaryGlenallen Elementary School★★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

10 of 16

HARBOR COVE have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $220,000 · 34 days on market since
1973Built · HARBOR COVE

Reality check

What actually sold near 654 BLACKBURN BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

520 IDEAL PLACESold · Sep ’25

$228,240

520 IDEAL PLACE · same community

2 bd · 2 ba · 1,344 sqft · $170/sqft · 145 DOM

520 IDEAL PLACESold · Jul ’26

$215,000

520 IDEAL PLACE · same community

2 bd · 2 ba · 1,344 sqft · $160/sqft · 63 DOM

217 BLACKBURN BOULEVARDSold · Nov ’25

$140,000

217 BLACKBURN BOULEVARD · same community

2 bd · 2 ba · 1,288 sqft · $109/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 654 BLACKBURN BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 654 BLACKBURN BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

654 BLACKBURN BOULEVARD FAQs

What would the monthly payment be for 654 BLACKBURN BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,889/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 654 BLACKBURN BOULEVARD?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 654 BLACKBURN BOULEVARD?+

The most recent tax bill on record (2025) was $1,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 654 BLACKBURN BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $220,000, this home is listed about 34% below the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 654 BLACKBURN BOULEVARD?+

Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Kimberly McGrath. MLS #A4697843.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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