David Ramirez
$750,0003 bd2 ba2,373 sqft$316 /sqft$5,458 /mo all-in ↓

454 MACEDONIA DRIVE, PUNTA GORDA, FL, 33950

Active52 days on marketListed Jun 3, 2026MLS #C7526777

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 15

About this home

454 MACEDONIA DRIVE

Beautifully designed waterfront home in the highly desirable community of Burnt Store Isles, offering 2,373 square feet of living space, 3 bedrooms, 2 bathrooms, and an oversized garage with workshop. Situated on 82 feet of city-maintained concrete seawall, this property boasts exceptional wide canal views and quick sailboat and power boat access to Charlotte Harbor and the Gulf. Boaters will appreciate the 10,000-pound boat lift, installed in 2020, making it easy to enjoy Southwest Florida's premier boating and fishing destinations. This Partially Furnished residence features a formal living room, separate dining room, large family room floor plan with vaulted ceilings, plantation shutters, and abundant natural light throughout. Pocketing sliding glass doors seamlessly blend indoor and outdoor living, opening from the formal living room and inviting family room to the expansive lanai and pool area. The breakfast nook showcases an aquarium window that maximizing the canal views. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, raised-panel cabinetry, tile backsplash, breakfast bar, closet pantry, and stainless steel appliances. The private primary suite is a relaxing retreat with direct access to the lanai through sliding glass doors, dual walk-in closets, dual vanities, a private water closet with newer toilet, garden tub, and separate walk-in shower. A split-bedroom floor plan provides privacy for family and guests with two additional bedrooms and a full guest bath located on the opposite side of the home. Outdoor living is truly exceptional with a resurfaced heated pool featuring a water feature and self-cleaning system, a covered lanai, outdoor shower, and panoramic no-see-um screens that maximize the stunning water views. There is also an outdoor seating area with electrical in place for a future hot tub, creating the perfect setting for entertaining or relaxing under the Florida sunshine. Recent updates include New Interior Paint (2025), New Tile Roof (2023), Resurfaced Pool (2023), New Pool Heater (2024), Paver Driveway and Lanai (2025), Water Softener (2020), and Water Heater (2024), and Complete Hurricane Protection for peace of mind. The deed restricted waterfront and golf course community of Burnt Store Isles is also conveniently located within close proximity to famous Fishermen’s Village, the new Sunseeker Resort, major highways and airports, and just a few minutes to downtown Punta Gorda, where you can enjoy its unique restaurants, shopping, pickle ball, biking, and waterfront activities. Optional membership at the nearby Twin Isles Country Club is also available. This exceptional waterfront residence offers the perfect combination of comfort, and the coveted Florida boating lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,373

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$316

Per sqft

Private poolWaterfrontPool & Water viewPartiallyPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener · Oversized · Workshop in Garage
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$4/mo
Taxes (2025)$11,593/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,458 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$966
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,458/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$966
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$654KedgeAI estimate $748,489 · range $681K$783K$814K

vs edgeAI estimate

+0.2%

$/sqft vs PUNTA GORDA ISLES SEC 15

$316 vs $333

Days on market

52 vs 59 typical

Where $316/sqft sits among the 20 homes for sale in PUNTA GORDA ISLES SEC 15

5
6 · this home
5
1
1
2
$221–277$277–333$333–389$389–445$445–501$501+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 454 MACEDONIA DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

8 of 20

PUNTA GORDA ISLES SEC 15 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 176% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $750,000 · 52 days on market since
2004Built · PUNTA GORDA ISLES SEC 15

Reality check

What actually sold near 454 MACEDONIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3724 BORDEAUX DRIVESold · Sep ’25

$469,000

3724 BORDEAUX DRIVE · same community

3 bd · 2.5 ba · 2,380 sqft · $197/sqft · 41 DOM

507 MONACO DRIVESold · Jan ’26

$519,000

507 MONACO DRIVE · same community

3 bd · 2 ba · 2,316 sqft · $224/sqft · 247 DOM

3944 SAN PIETRO COURTSold · Apr ’26

$735,000

3944 SAN PIETRO COURT · same community

3 bd · 2 ba · 2,430 sqft · $302/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 454 MACEDONIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 454 MACEDONIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

454 MACEDONIA DRIVE FAQs

What would the monthly payment be for 454 MACEDONIA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,458/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 454 MACEDONIA DRIVE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 454 MACEDONIA DRIVE?+

The most recent tax bill on record (2025) was $11,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 454 MACEDONIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $750,000, this home is listed about 117% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 454 MACEDONIA DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX HARBOR REALTY · Terry Morrison. MLS #C7526777.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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