David Ramirez
$649,900$675,0003 bd2 ba2,485 sqft$262 /sqft$4,420 /mo all-in ↓

3801 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950

Active54 days on marketListed Jun 1, 2026MLS #C7526699

Reduced $25KPrivate poolFully furnishedSingle Family ResidencePUNTA GORDA ISLES SEC 12

About this home

3801 BAL HARBOR BOULEVARD

PUNTA GORDA ISLES: More home. More garage. More lifestyle. Discover 2,485 square feet of beautifully designed living overlooking the 6th tee of St. Andrews South Golf Club. Complete with a heated pool and spa, rare three-car garage, and exceptional West Coast Builders quality, this Punta Gorda Isles home offers outstanding value in today's market. A paver driveway and walkway lead to double beveled glass entry doors opening to a welcoming foyer and great room featuring tray ceilings with accent lighting, crown molding, recessed lighting, and disappearing sliders that seamlessly connect indoor and outdoor living spaces. Designed for entertaining, the spacious kitchen showcases custom wood cabinetry, beveled granite countertops, an oversized breakfast bar, center island with prep sink, stainless steel appliances, closet pantry, and a charming breakfast nook overlooking the heated pool, spa, and golf course. A separate dining room provides additional space for hosting family and friends. The private primary suite offers direct lanai access, dual walk-in closets, separate vanities, a luxurious walk-through shower, and a relaxing soaking tub. Guests will appreciate the thoughtfully designed split-bedroom floor plan, spacious guest accommodations, and pool/guest bath with dual sinks and walk in shower. The third bedroom currently serves as an executive office, ideal for today's flexible lifestyle. Outdoor living takes center stage with a covered lanai, heated pool and spa, and picturesque golf course views creating the perfect setting for morning coffee, afternoon swims, or evening cocktails while enjoying Southwest Florida's beautiful weather. Additional features include tile flooring throughout the living areas, plantation shutters, interior laundry room with utility sink, tiled garage with built-in storage, Manibloc overhead plumbing system, hurricane shutters, new roof (2023), new pool motor/pump tank (2026)and new A/C system (2023). Most furnishings and fixtures convey with some exclusions, making this truly a move-in ready opportunity. Whether you are seeking aseasonal retreat or year-round residence, this exceptional Punta Gorda Isles home offers the Florida lifestyle you've been dreaming about. From championship golf and nearby waterfront amenities to charming downtown dining and boating opportunities, every day feels like a vacation in this exceptional Punta Gorgeous home. ****PLEASE ENJOY THE 3D VIRTUAL TOUR LINK****

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,485

Sqft

0.24 ac

Lot size

3

Garage

2006

Year built

One

Levels

$262

Per sqft

Private poolGolf Course viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationStem Wall
ViewGolf Course
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Outdoor Shower · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$6,111/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Fishing · Public Boat Ramp · Deed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,420 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$509
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,420/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$509
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$624KedgeAI estimate $924,562 · range $867K$988K$1.0M

vs edgeAI estimate

−29.7%

$/sqft vs PUNTA GORDA ISLES SEC 12

$262 vs $332

Days on market

54 vs 59 typical

Where $262/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES SEC 12

2 · this home
7
5
0
0
2
$199–272$272–344$344–417$417–490$490–563$563+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3801 BAL HARBOR BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

12 of 16

PUNTA GORDA ISLES SEC 12 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 139% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,900 $25K
Jun 1, 2026Listed at $675,000 · 54 days on market since
2006Built · PUNTA GORDA ISLES SEC 12

Reality check

What actually sold near 3801 BAL HARBOR BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1434 CASEY KEY DRIVESold · May ’26

$1,075,000

1434 CASEY KEY DRIVE · same community

4 bd · 4 ba · 2,513 sqft · $428/sqft · 189 DOM

2507 VIA VENETO DRIVESold · May ’26

$580,000

2507 VIA VENETO DRIVE · same community

3 bd · 3 ba · 2,456 sqft · $236/sqft · 505 DOM

2321 VIA VENETO DRIVESold · May ’26

$812,500

2321 VIA VENETO DRIVE · same community

4 bd · 2 ba · 2,428 sqft · $335/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3801 BAL HARBOR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3801 BAL HARBOR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3801 BAL HARBOR BOULEVARD FAQs

What would the monthly payment be for 3801 BAL HARBOR BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,420/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3801 BAL HARBOR BOULEVARD?+

The most recent tax bill on record (2025) was $6,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3801 BAL HARBOR BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $649,900, this home is listed about 88% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3801 BAL HARBOR BOULEVARD?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,900 runs 139% above the PUNTA GORDA 33950 median — but at 2,485 sqft it's also 45% larger than the typical Punta Gorda listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $675,000, now $649,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Denise Henry. MLS #C7526699.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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