
3937 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950
Active265 days on marketListed Nov 2, 2025MLS #C7516537
About this home
3937 BAL HARBOR BOULEVARD
Discover the perfect blend of luxury, comfort, and Florida living in this custom-built 3-bedroom, 3-bathroom, 3-car garage pool home with an office, ideally situated in the sought-after Punta Gorda Isles community. Overlooking the 5th hole of St. Andrew’s Golf Course, this Golf course home sits on an oversized corner lot, offering breathtaking views and a peaceful ambiance. The home entrance is located off Suzi St., though it carries a Bal Harbor Blvd. address. A brick-paved, expanded 30-foot driveway leads to a 3-car garage, designed to city maximum limits with a 24-foot width through the covert and right-of-way. Lush landscaping, highlighted by numerous trees and bushes beyond the builder’s original city requirements, is beautifully enhanced with paver-surrounded garden beds finished with 1-1/2” brown and red stone. Landscape lighting in the front yard adds to the home's striking curb appeal. Inside, the thoughtfully designed layout features an expansive great room with double tray ceilings, wood-grain tile flooring, and a wall of sliders that open to the lanai, creating an effortless connection between indoor and outdoor spaces. The gourmet kitchen is a chef’s dream, complete with granite countertops, solid wood cabinetry with crown molding, a center island with prep sink and storage, high-end stainless steel appliances, and a cozy breakfast nook offering stunning golf course and backyard views through a panoramic window. A formal dining room provides the perfect space for entertaining, while the dedicated office/den offers a private retreat. The primary suite is a peaceful escape, featuring tray ceilings with crown molding, custom walk-in closets, and a private access to the pool area. The en-suite bath is elegantly designed with dual granite-topped vanities and a spacious Roman-style walk-in shower ,there are 2 additional Bedrooms separate from the Primary bedroom, 1 of the guest bedrooms has an en suite bathroom. Step outside to an incredible outdoor living space featuring a 60-foot heated saltwater pool with custom tile and marked measurement lines for serious swimmers. A large Hayward pool heat pump ensures year-round comfort. The lanai is finished with a stunning wood ceiling and includes a convenient outdoor sink. An additional water faucet in the backyard adds ease for gardening and maintenance. The 3-car garage is designed for function and comfort, featuring an epoxy-coated floor, insulated ceiling, and a dedicated split A/C unit for climate control. A whole-house solar system helps maintain a lower energy bill (has already been paid off by the sellers). For added convenience, a 12,500-watt portable generator is connected via an outdoor outlet to the main electrical panel (available for purchase outside of sale). Located just minutes from Fishermen’s Village, historic downtown Punta Gorda, Charlotte Harbor, and the this this home is surrounded by top-rated restaurants, boutique shopping, and entertainment. For outdoor enthusiasts, enjoy world-class boating, fishing, sailing, and pristine Gulf beaches, all just a short drive away. Golfers will love the close proximity to championship courses, making this home an ideal retreat for those seeking the ultimate Florida lifestyle. Do you like to sail?or go boating? A Marina and Public boat launch are just a short drive away!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,302
Sqft
0.37 ac
Lot size
3
Garage
2019
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,174 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,174/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.5%
$/sqft vs PUNTA GORDA ISLES SEC 12
$332 vs $296
Days on market
265 vs 59 typical
Where $332/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
12 of 17
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 181% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3937 BAL HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,015,000
3307 DOMINICA COURT · same community
3 bd · 2.5 ba · 2,308 sqft · $440/sqft · 89 DOM
Sold · Apr ’26$764,000
1336 CASEY KEY DRIVE · same community
3 bd · 2 ba · 2,320 sqft · $329/sqft · 14 DOM
Sold · Dec ’25$969,000
3829 SAINT KITTS COURT · same community
3 bd · 2.5 ba · 2,283 sqft · $424/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3937 BAL HARBOR BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3937 BAL HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3937 BAL HARBOR BOULEVARD FAQs
What would the monthly payment be for 3937 BAL HARBOR BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,174/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3937 BAL HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $7,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $764,900, this home is listed about 122% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3937 BAL HARBOR BOULEVARD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$764,900 runs 181% above the PUNTA GORDA 33950 median — but at 2,302 sqft it's also 34% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
265 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $849,500, now $764,900 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Toni Stacy. MLS #C7516537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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