2107 PADRE ISLAND DRIVE, PUNTA GORDA, FL, 33950
Active61 days on marketListed Jun 2, 2026MLS #C7526514
About this home
2107 PADRE ISLAND DRIVE
GOLF COURSE & LAKE VIEWS! CUSTOM 3 BEDROOM, 2 BATH, 3-CAR GARAGE POOL HOME IN PUNTA GORDA ISLES! Imagine waking up to sweeping views across four different fairways, all from the comfort of your private south facing lanai. Situated on one of the finest lots within the Private St. Andrews South Golf Club and positioned perfectly to avoid the noise of tees and greens and tucked away from cart paths and wayward golf balls plus on a no thoroughfare street. Step through the French door entry accented by custom stained glass and be greeted by an open floor plan rich in architectural elegance from the double tray ceilings and crown molding to the 8-foot interior doors and plantation shutters. The living area features a large pocketing slider seamlessly blending indoor and outdoor living. The kitchen is a chef’s dream, anchored by an aquarium window in the breakfast nook providing serene morning views. With solid wood cabinetry, granite counters, and stainless appliances including a double cooktop range (2023) and a brand-new dishwasher and microwave (2025), it’s as functional as it is beautiful. Retreat to the generous primary suite with slider to pool, walk-in and built-in closets with floor-to-ceiling shelving and private ensuite with three full-size tempered glass windows providing plenty of natural light. Step outside to an expansive lanai for entertaining, convenient hot and cold outside shower and screened heated saltwater pool where guests from the north can enjoy an abundance of Florida sunshine. The home’s practical side is just as impressive: inside laundry with wood cabinetry and large pantry for extra storage, 3-car garage with an oversized 9-foot door and main electrical panel ready for an emergency generator. You’ll have total peace of mind here. This home has an impeccable hurricane history with no surge flooding or lost roof tiles. It’s been meticulously maintained and upgraded with impact windows, 2024 Storm Smart shutters, a rescreened pool cage, and a brand-new HVAC and water heater (2025). Even the attic has been foam-sealed for peak efficiency. Positioned in a highly desired community offering quick access to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and historic downtown Punta Gorda. This location provides immediate proximity to world-class fishing, boating, fine dining, parks, arts, community events and entertainment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,037
Sqft
0.29 ac
Lot size
3
Garage
2013
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,162 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,162/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs PUNTA GORDA ISLES SEC 12
$393 vs $296
Days on market
61 vs 59 typical
Where $393/sqft sits among the 15 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
10 of 15
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 202% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2107 PADRE ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
3616 DARIN DRIVE · same community
3 bd · 2 ba · 2,091 sqft · $347/sqft · 52 DOM
Sold · May ’26$875,000
3514 CAYA LARGO COURT · same community
3 bd · 2 ba · 2,132 sqft · $410/sqft · 4 DOM
Sold · Jan ’26$680,000
2743 RYAN BOULEVARD · same community
3 bd · 2 ba · 2,160 sqft · $315/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2107 PADRE ISLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2107 PADRE ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2107 PADRE ISLAND DRIVE FAQs
What would the monthly payment be for 2107 PADRE ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,162/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2107 PADRE ISLAND DRIVE?+
The most recent tax bill on record (2025) was $4,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2107 PADRE ISLAND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $799,900, this home is listed about 132% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2107 PADRE ISLAND DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,900 runs 202% above the PUNTA GORDA 33950 median — but at 2,037 sqft it's also 19% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $825,000, now $799,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7526514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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