24611 RIO VILLA LAKES CIRCLE, PUNTA GORDA, FL, 33950
Active66 days on marketListed Jun 1, 2026MLS #C7526513
About this home
24611 RIO VILLA LAKES CIRCLE
LAKEVIEW 3 BEDROOM, 2 BATH, 2-CAR GARAGE HOME IN 55+ GATED COMMUNITY OF RIO VILLA LAKES! Beautiful curb appeal featuring a paver driveway with lush and mature landscaping. Step inside where you will find over 1,500 square feet of living space highlighting an arched entryway, high ceilings, neutral tones and LVP flooring in main living areas. The kitchen features plenty of cabinetry, Formica countertops, tile backsplash, closet pantry, and breakfast bar perfect for entertaining. Generous primary suite has a walk-in closet, private en-suite bath with dual sinks and a walk-in shower. Two nicely sized secondary guest bedrooms sharing a well-appointed guest bath. Step outside onto your screened paver lanai where you can relax and soak in serene lake views. Just beyond, a separate open-air paver patio offers additional outdoor living space perfect for grilling, sunbathing, or enjoying the beautiful waterfront setting. Additional features include a newer roof (2023), newer AC (2021), and hurricane shutters for protection. Great location close to St. Andrews South Golf Club, Fishermen's Village, Yacht Club and downtown historic Punta Gorda with beautiful parks, fine dining, community events and entertainment. Don't miss this opportunity to make this fabulous home your new snowbird retreat or permanent residence! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,560
Sqft
0.14 ac
Lot size
2
Garage
2010
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,842 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,842/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs Punta Gorda actives
$202 vs $208
Days on market
66 vs 60 typical
Where $202/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24611 RIO VILLA LAKES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
24556 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,575 sqft · $159/sqft · 10 DOM
Sold · Mar ’26$317,000
24676 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,477 sqft · $215/sqft · 5 DOM
Sold · Feb ’26$250,000
24675 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,477 sqft · $169/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24611 RIO VILLA LAKES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24611 RIO VILLA LAKES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24611 RIO VILLA LAKES CIRCLE FAQs
What would the monthly payment be for 24611 RIO VILLA LAKES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,842/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24611 RIO VILLA LAKES CIRCLE?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24611 RIO VILLA LAKES CIRCLE?+
The most recent tax bill on record (2025) was $5,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24611 RIO VILLA LAKES CIRCLE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $315,000, this home is listed about 8% below the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.
Which schools are assigned to 24611 RIO VILLA LAKES CIRCLE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$315,000 runs 17% above the PUNTA GORDA 33950 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $335,000, now $315,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7526513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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