8632 LAKE FRONT COURT, PUNTA GORDA, FL, 33950
Active201 days on marketListed Jan 17, 2026MLS #C7520434
About this home
8632 LAKE FRONT COURT
Welcome to your piece of paradise in the highly south after 55+ Gated community of Rio Vio Lakes with countless top destinations nearby including Fishermen’s Village, Downtown Punta Gorda, and the new Sun Seeker Resort. Upon arriving to your waterfront home you will notice great curb appeal, mature landscaping, a pavered driveway, and the gorgeous porch. Upon entering your you will be greeted with an open layout and then an oversized kitchen providing more than enough countertop and cabinet storage with a nearby interior laundry room as well! The living and dining room are well sized and there is also a massive bonus room that was converted to be fully under air giving you unlimited possibilities to utilize as you wish! The master suite is large enough to accommodate a king bedroom set with room to spare and has a tile wall walk in shower, his & her sinks, a garden soaking tub, and a very large walk-in closet! The second & third bedrooms are larger than most, with tall ceilings and large closets like the rest of the home! There is also an oversized garage and a lanai that overlooks the pond! Key highlights of this property include NEW ROOF 2019, NEW AC 2021, Subpanel for generator hookup, new luxury vinyl flooring and more!!! This property has been well cared for and is priced well. Contact your agent today for a private showing before the opportunity to purchase your next home is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,070
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.8%
$/sqft vs Punta Gorda actives
$145 vs $208
Days on market
201 vs 59 typical
Where $145/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8632 LAKE FRONT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$324,000
24827 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,788 sqft · $181/sqft · 12 DOM
Sold · Apr ’26$250,000
24556 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,575 sqft · $159/sqft · 10 DOM
Sold · Mar ’26$317,000
24676 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,477 sqft · $215/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8632 LAKE FRONT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8632 LAKE FRONT COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8632 LAKE FRONT COURT FAQs
What would the monthly payment be for 8632 LAKE FRONT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8632 LAKE FRONT COURT?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8632 LAKE FRONT COURT?+
The most recent tax bill on record (2025) was $4,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8632 LAKE FRONT COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $299,900, this home is listed about 13% below the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 8632 LAKE FRONT COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,900 runs 12% above the PUNTA GORDA 33950 median — but at 2,070 sqft it's also 23% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
201 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $310,000, now $299,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Jesse DeMello. MLS #C7520434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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