David Ramirez
$375,000$399,0004 bd1,340 sqft$280 /sqft$2,784 /mo all-in ↓

2648 MICHIGAN AVENUE, FORT MYERS, FL, 33916

Active87 days on marketListed May 18, 2026MLS #C7526303

Reduced $24KDuplexEVANS ADD

About this home

2648 MICHIGAN AVENUE

Completely Renovated Duplex in the Historic Fort Myers District — Close to Downtown Fort Myers! This rare income-producing property has been rebuilt from top to bottom and is essentially a brand-new duplex. Each spacious unit offers 2 bedrooms, 1 bathroom, and a bright, modern interior featuring all-new cabinets, countertops, appliances, laminate flooring, electrical, plumbing, and air conditioning systems. A brand-new roof adds even more peace of mind. The thoughtfully designed layout includes a central carport separating the two units, with each side having its own private laundry room. Situated on an oversized 1/3-acre lot, the property offers plenty of parking and outdoor space — a rare find this close to downtown. All renovations and upgrades have been fully permitted, providing confidence and long-term value for buyers. Located in the highly desirable historic area of Fort Myers, this turnkey property is just a short walk to the vibrant Downtown River District with its restaurants, shopping, entertainment, and nightlife. Perfect for investors seeking strong rental potential or owner-occupants looking to offset expenses with rental income, this is a unique opportunity to own a completely updated duplex in one of Fort Myers’ most charming and convenient neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

1,340

Sqft

0.34 ac

Lot size

1957

Year built

$280

Per sqft

Inside

InteriorKitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationOther
ExteriorNone

Community & fees

Taxes (2025)$3,006/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,784 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$250
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,784/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$250
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$280 vs $216

Days on market

87 vs 56 typical

Where $280/sqft sits among the 176 Fort Myers actives

67
60
33 · this home
4
0
12
$133–195$195–258$258–321$321–383$383–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Velasco Village

Map of 2648 MICHIGAN AVENUE inside its neighborhood boundary

Get to know Fort Myers. See the full Fort Myers guide →

Velasco Village — neighborhood snapshot

Population

332

Median age

47

Median income

$46,105

Median home value

$300,324

Avg household

3

Households w/ children

29%

For the school run

Lee County School District

ElementaryFranklin Park Elementary School★★★★★
ElementaryEdgewood Academy★★★★
ElementaryEdison Park Creative And Expressive Arts School★★★★★
HighFort Myers High School★★★★★
HighDunbar High School★★★★
ElementaryAllen Park Elementary School★★★★
ElementaryOrangewood Elementary School★★★★★
MiddlePaul Laurence Dunbar Middle School★★★★★
HighSouth Fort Myers High School★★★★
HighCypress Lake High School★★★★★
ElementaryRayma C. Page Elementary School★★★★
MiddleLexington Middle School★★★★★
ElementarySan Carlos Park Elementary School★★★★
MiddleThree Oaks Middle School★★★★
ElementaryThree Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketLeans buyer8.4 months of inventoryBuyer’s market

$325K$305K

Fort Myers median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

58 of 176

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the FORT MYERS 33916 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $24K
May 18, 2026Listed at $399,000 · 87 days on market since
1957Built · EVANS ADD

Reality check

What actually sold near 2648 MICHIGAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3305 BASSIE COURTSold · Jul ’26

$279,000

3305 BASSIE COURT

4 bd · 2 ba · 1,257 sqft · $222/sqft · 15 DOM

2997 PRICE AVENUESold · Oct ’25

$185,000

2997 PRICE AVENUE

3 bd · 2 ba · 1,180 sqft · $157/sqft · 0 DOM

2745 1ST STREET UNIT 1402Sold · Mar ’26

$575,000

2745 1ST STREET UNIT 1402

3 bd · 2 ba · 1,543 sqft · $373/sqft · 344 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2648 MICHIGAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2648 MICHIGAN AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2648 MICHIGAN AVENUE FAQs

What would the monthly payment be for 2648 MICHIGAN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,784/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2648 MICHIGAN AVENUE?+

The most recent tax bill on record (2025) was $3,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Myers?+

At $375,000, this home is listed about 14% above the Fort Myers median of $329,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2648 MICHIGAN AVENUE?+

Franklin Park Elementary School (elementary), Edgewood Academy (elementary), Edison Park Creative And Expressive Arts School (elementary), Fort Myers High School (high), Dunbar High School (high), Allen Park Elementary School (elementary), Orangewood Elementary School (elementary), Paul Laurence Dunbar Middle School (middle), South Fort Myers High School (high), Cypress Lake High School (high), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$375,000 runs 50% above the FORT MYERS 33916 median.

02Strong assigned schools

Franklin Park Elementary School, Edgewood Academy, Edison Park Creative And Expressive Arts School, Fort Myers High School, Dunbar High School, Allen Park Elementary School, Orangewood Elementary School, Paul Laurence Dunbar Middle School, South Fort Myers High School, Cypress Lake High School, Rayma C. Page Elementary School, Lexington Middle School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $399,000, now $375,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of STEVE'S PROPERTY GROUP LLC · Steve O'Brien. MLS #C7526303.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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