3485 SUNSET KEY CIRCLE UNIT 101, PUNTA GORDA, FL, 33955
Active70 days on marketListed May 14, 2026MLS #C7526010
About this home
3485 SUNSET KEY CIRCLE UNIT 101
Rarely available first floor marina front condo. Located in Burnt Store Marina, Southwest Florida's largest boating facility, this well maintained 3 bedroom, 2 bathroom, 2 car garage home offers spectacular views of the marina's north basin. Enjoy coastal breezes on the lanai and watch the local wildlife and boats coming and going. The entire community is gated and Prosperity Point is also gated for additional security. Enjoy two community pools, miles of walking and biking paths, and a waterfront restaurant in this vibrant golf cart friendly setting. Burnt Store Marina can accommodate vessels up to 100' and drafts of 7'. There are no fixed bridges for unfettered sailboat access and the marina is only 10 miles to the Gulf. Wet and dry storage available for boats of all kinds (subject to availability). This pet-friendly condo is in excellent condition and is offered turn-key furnished. Amenities available for an additional fee include golf, tennis, pickleball, boat ramp, fitness center, boat rentals and a yacht club. Call for a private tour today and say hello to the numerous manatees that inhabit the basin right out your back door.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,545
Sqft
0.08 ac
Lot size
2
Garage
1998
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,310 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,310/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs Punta Gorda actives
$258 vs $207
Days on market
70 vs 59 typical
Where $258/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 873% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3485 SUNSET KEY CIRCLE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$275,000
3228 SUNSET KEY CIRCLE UNIT 101 · same community
3 bd · 2 ba · 1,605 sqft · $171/sqft · 846 DOM
Sold · Sep ’25$280,000
3224 SUNSET KEY CIRCLE UNIT 101 · same community
3 bd · 2 ba · 1,605 sqft · $174/sqft · 175 DOM
Sold · May ’26$399,900
3450 SUNSET KEY CIRCLE UNIT 101 · same community
3 bd · 2 ba · 1,605 sqft · $249/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3485 SUNSET KEY CIRCLE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3485 SUNSET KEY CIRCLE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3485 SUNSET KEY CIRCLE UNIT 101 FAQs
What would the monthly payment be for 3485 SUNSET KEY CIRCLE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,310/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3485 SUNSET KEY CIRCLE UNIT 101?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3485 SUNSET KEY CIRCLE UNIT 101?+
The most recent tax bill on record (2025) was $5,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3485 SUNSET KEY CIRCLE UNIT 101?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $399,000, this home is listed about 16% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3485 SUNSET KEY CIRCLE UNIT 101?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 873% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $419,000, now $399,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Brian Young, Jr. MLS #C7526010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 3485 SUNSET KEY CIRCLE UNIT 101 but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →