1625 SW 44TH TERRACE, CAPE CORAL, FL, 33914
Active90 days on marketListed May 8, 2026MLS #C7525894
About this home
1625 SW 44TH TERRACE
Welcome to your luxury waterfront retreat in the heart of Southwest Cape Coral. NEW CONSTRUCTION, brand new never lived in, this Gulf access pool home offers 3 bedrooms plus a den, 3 full bathrooms, and over 2,400 square feet of modern living designed for comfort, entertaining, and the Florida lifestyle. Situated on a GULF ACCESS canal, this property is perfect for boating enthusiasts looking to enjoy life on the water. Inside, you’ll find a bright open layout with soaring coffered ceilings, oversized impact windows and doors, and tile flooring throughout. The chef’s kitchen features a large island, walk-in pantry, custom cabinetry, stainless steel appliances, wine cooler, and an ideal flow into the main living and dining spaces. Pocketing sliders open seamlessly to the expansive covered lanai, creating true indoor outdoor living. The spacious primary suite offers lanai access, dual walk-in closets, a spa-inspired bathroom with a soaking tub, multiple shower heads, and dual vanities. Guests will appreciate the split-bedroom floorplan, offering privacy and comfort throughout the home. Step outside to your pool overlooking the canal, surrounded by a large paver lanai with plenty of space to relax or entertain. The concrete dock is ready for your boat, and the oversized 3-car garage provides room for vehicles, toys, and storage. This home has excellent AIRBNB potential as well! Located in one of Cape Coral’s most desirable waterfront neighborhoods, take your golf cart to Lobster Lady or 239 Prime Steakhouse! Minutes to Cape Harbour, waterfront dining, shopping, entertainment, parks, and some of Southwest Florida’s best boating destinations. Enjoy easy access to Fort Myers, Sanibel, and the Gulf beaches while still being minutes from everyday conveniences
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,471
Sqft
0.24 ac
Lot size
3
Garage
2025
Year built
One
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,558 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,558/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs CAPE CORAL
$380 vs $246
Days on market
90 vs 49 typical
Where $380/sqft sits among the 144 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
47 of 144
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1625 SW 44TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
2526 SW 25TH AVENUE · same community
4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM
Sold · Dec ’25$418,000
239 SW 24TH PLACE · same community
4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1625 SW 44TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1625 SW 44TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1625 SW 44TH TERRACE FAQs
What would the monthly payment be for 1625 SW 44TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,558/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1625 SW 44TH TERRACE?+
The most recent tax bill on record (2025) was $11,752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $939,000, this home is listed about 111% above the Cape Coral median of $445,750. The market section on this page shows how the area is trending.
Which schools are assigned to 1625 SW 44TH TERRACE?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$939,000 runs 135% above the CAPE CORAL 33914 median — but at 2,471 sqft it's also 36% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $945,000, now $939,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Sheri Harris. MLS #C7525894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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