523 SW 23RD STREET, CAPE CORAL, FL, 33991
Active152 days on marketListed Mar 10, 2026MLS #C7523146
About this home
523 SW 23RD STREET
WELCOME to this STUNNING & MODERN 2024 Built Home offering the perfect blend of luxury, comfort, and functionality in SW Cape Coral, FL. What sets this home apart from all others is the open layout from the living area to the kitchen area that offers more room and privacy. This expansive home features 4 spacious bedrooms plus a private office, with two of the bedrooms designed as private en-suite retreats—ideal for guests or multi-generational living. With 3.5 beautifully appointed bathrooms and a 3-car garage, this home provides the space and flexibility today’s lifestyle demands with living space just under 3,000 sq.ft. A Sleek metal roof and a large circle driveway with pavers and a welcoming water fountain upon entry. Step inside and experience 13 ft. soaring ceilings, abundant natural light, and sleek contemporary finishes throughout. Large porcelain tile throughout the entire house with elegance in every corner. The heart of the home is the large and uniquely designed kitchen with a large kitchen island and beautiful glossy cabinets, built in microwave and stove and high-end kitchen appliances to complement the home entirely. With plenty of counter space the kitchen also features a coffee station with additional storage, located across from the laundry room. Don’t forget the large walk-in pantry! Designed for seamless indoor-outdoor living, the backyard is your private resort, situated on an oversized (triple-lot) and fully fenced in with palms galore. Enjoy the large heated -saltwater pool year around along with a fully equipped summer kitchen, perfect for hosting gatherings or relaxing in true Florida style. This home also offers impressive upgrades focused on both luxury and protection, including a built-in Sonos audio system throughout the entire home for immersive sound in every room, electric hurricane shutters in the lanai rated to withstand up to 165 MPH winds, and electric blinds and window coverings throughout for convenience, privacy, and modern elegance. As an added bonus, the furniture is not included but negotiable with the sale, offering a potential turnkey opportunity for buyers seeking a seamless move-in experience. This residence combines modern sophistication, smart features, storm protection, and resort-style outdoor living—truly a home designed for those who expect exceptional quality and comfort. Schedule a showing today to see it for yourself!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,925
Sqft
0.34 ac
Lot size
3
Garage
2024
Year built
One
Levels
$444
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,745 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,745/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CAPE CORAL
$444 vs $246
Days on market
152 vs 49 typical
Where $444/sqft sits among the 148 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
50 of 148
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 317% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 523 SW 23RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
2526 SW 25TH AVENUE · same community
4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM
Sold · Dec ’25$418,000
239 SW 24TH PLACE · same community
4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 523 SW 23RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 SW 23RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
523 SW 23RD STREET FAQs
What would the monthly payment be for 523 SW 23RD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 523 SW 23RD STREET?+
The most recent tax bill on record (2025) was $12,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 523 SW 23RD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $1,299,900, this home is listed about 194% above the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 523 SW 23RD STREET?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,900 runs 317% above the CAPE CORAL 33991 median — but at 2,925 sqft it's also 60% larger than the typical Cape Coral listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
152 days on market against a Cape Coral median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PELICAN VISTA REALTY · Veldin Miskic. MLS #C7523146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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