311 GARVIN STREET UNIT 407A, PUNTA GORDA, FL, 33950
Active94 days on marketListed May 4, 2026MLS #C7525710
About this home
311 GARVIN STREET UNIT 407A
AVAILABLE AUGUST 15TH - DECEMBER 2026 TASTEFULLY FURNISHED WATERFRONT CONDO IN PUNTA GORDA ISLES! Beautiful 2 bedroom and 2-bathroom end unit at Gateway Point now available. Located on the 1st floor in the last building this is the best unit. You walk out the back door of this unit and have a real back yard and side yard to place your sitting chairs in the evenings and watch the sunsets or enjoy cocktails with your friends. This unit has more privacy than any other in the complex. Steps from your lanai door you will find your boat so no need to cart your fishing gear down steps or across parking lots. This is the best in condo living. Split bedroom floorplan with two screened lanais, private master suite with beautifully remodeled master bathroom. Indoor laundry, large second bedroom and fully remodeled guest bath. Walking distance to Fisherman’s Village and a bicycle ride to downtown Punta Gorda shopping dining, farmer’s markets, and entertainment. Punta Gorda was voted Top Places to retire. Gateway Point is a quaint well maintain complex with a clubhouse, heated pool, assigned covered parking and ample guest parking. RENTED 2027
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,114
Sqft
0.03 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $208
Days on market
94 vs 59 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 GARVIN STREET UNIT 407A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$150,000
311 GARVIN STREET UNIT 301B · same community
2 bd · 2 ba · 1,114 sqft · $135/sqft · 235 DOM
Sold · Jan ’26$180,000
311 GARVIN STREET UNIT 405B · same community
2 bd · 2 ba · 1,114 sqft · $162/sqft · 219 DOM
Sold · Jan ’26$162,000
311 GARVIN STREET UNIT 405A · same community
2 bd · 2 ba · 1,114 sqft · $145/sqft · 260 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 311 GARVIN STREET UNIT 407A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 GARVIN STREET UNIT 407A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
311 GARVIN STREET UNIT 407A FAQs
What would the monthly payment be for 311 GARVIN STREET UNIT 407A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 311 GARVIN STREET UNIT 407A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,200, this home is listed about 99% below the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 311 GARVIN STREET UNIT 407A?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$2,200 is 99% below the PUNTA GORDA 33950 median of $269,000, and at $2/sqft it sits under the Punta Gorda average of $230.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Mandy Compton. MLS #C7525710.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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