311 GARVIN STREET UNIT 401C, PUNTA GORDA, FL, 33950
Active101 days on marketListed Apr 27, 2026MLS #C7525018
About this home
311 GARVIN STREET UNIT 401C
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Are you looking for the perfect Condo? Then look no further than this fully furnished, TURN KEY! Along with two bicycles! This second-floor, two-bedroom, two-bath home with two screened lanais and a carport is waiting just for you! Other extra features include brand new AC unit and flooring. Gateway Point is nestled in the center of the waterfront community of Punta Gorda Isles. It offers an open floor plan with living and dining rooms and a fully equipped kitchen with a breakfast bar that opens to the main living area for convenience and entertaining. The spacious primary en-suite bedroom has sliders onto its own screened lanai. The great room also has a screened lanai... and both overlook a community green space. Other key features include a dedicated utility room with a combined washer and dryer and water and sewer service are included in your condo fee! Gateway Point is a small waterfront community of just 68 units. The community amenities include a waterfront heated pool for year-round enjoyment with brand new pool furniture, a clubhouse and assigned covered parking with adjacent guest parking. In close proximity to local waterways and beaches, dining, shopping and golf courses make this property ideal for the Florida lifestyle. Easy access to public boat ramps provide access to many waterways, including beautiful Charlotte Harbor, the Peace and Myakka Rivers and the Gulf of Mexico. From this location, you are one mile from historic downtown Punta Gorda and the popular Fishermen’s Village complex with its quaint shops and cafes. So don’t wait to start enjoying your piece of Florida paradise! Click on the interactive 3D tour to view this property today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,114
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Punta Gorda actives
$166 vs $208
Days on market
101 vs 59 typical
Where $166/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
194 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 GARVIN STREET UNIT 401C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$150,000
311 GARVIN STREET UNIT 301B · same community
2 bd · 2 ba · 1,114 sqft · $135/sqft · 235 DOM
Sold · Jan ’26$180,000
311 GARVIN STREET UNIT 405B · same community
2 bd · 2 ba · 1,114 sqft · $162/sqft · 219 DOM
Sold · Jan ’26$162,000
311 GARVIN STREET UNIT 405A · same community
2 bd · 2 ba · 1,114 sqft · $145/sqft · 260 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 311 GARVIN STREET UNIT 401C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 GARVIN STREET UNIT 401C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
311 GARVIN STREET UNIT 401C FAQs
What would the monthly payment be for 311 GARVIN STREET UNIT 401C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,279/mo — principal and interest, the actual property-tax bill, the $723/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 311 GARVIN STREET UNIT 401C?+
The association fee works out to $723 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 311 GARVIN STREET UNIT 401C?+
The most recent tax bill on record (2025) was $2,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 311 GARVIN STREET UNIT 401C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $184,900, this home is listed about 46% below the Punta Gorda median of $343,250. The market section on this page shows how the area is trending.
Which schools are assigned to 311 GARVIN STREET UNIT 401C?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$184,900 is 31% below the PUNTA GORDA 33950 median of $266,985, and at $166/sqft it sits under the Punta Gorda average of $230.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $723/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Scott Standriff. MLS #C7525018.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 311 GARVIN STREET UNIT 401C but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →