125 COLONY POINT DRIVE, PUNTA GORDA, FL, 33950
Active66 days on marketListed May 20, 2026MLS #C7525572
About this home
125 COLONY POINT DRIVE
PUNTA GORDA ISLES | LAKEFRONT LUXURY | SUNSET VIEWS This stunning 2-bedroom + bonus room, 2-bath, 2-car garage custom pool home, built in 2018 by Suncoast Builders, offers the perfect blend of contemporary elegance and functionality. Situated on Vivante Lake with true western exposure, you’ll enjoy breathtaking sunset views every evening from your own backyard oasis. Step inside and be greeted by an open-concept layout designed for seamless indoor-outdoor living. High ceilings, beautiful ceramic tile flooring, and an expansive wall of sliders create a bright, airy ambience while perfectly framing those serene water views. The kitchen is a chef’s delight, featuring quartz countertops, a farmhouse sink, stainless steel appliances, and a spacious center island with a breakfast bar—ideal for entertaining or casual mornings. Whether you're whipping up a gourmet meal, dining with friends, or simply relaxing, the tranquil lake views are always in sight. The generously sized primary suite is a private retreat, complete with pool access, sweeping water vistas, and a spa-like bathroom featuring dual vanities, a soaking tub, and a walk-thru shower. Need more space? The bonus room offers endless possibilities and can easily be converted into a third bedroom. The laundry room is currently being used as a home office, with washer and dryer hookups still in place for an easy conversion back to a functional laundry space. Outdoor living takes center stage with a custom-covered lanai and a fully equipped outdoor kitchen featuring a built-in Bull gas grill, sink, refrigerator, and vent hood. The heated pool and spa, complete with a sun shelf, are surrounded by elegant Shellock pavers, creating a resort-style escape right at home plus there is a convenient outdoor shower. This home is packed with upgrades for peace of mind and modern living, including a durable metal roof, impact windows and doors, Smart Vent Automatic Foundation Flood Vents, and an 11.3’ elevation. Additional features include 500-gallon in-ground propane tank for pool, tankless hot water heater, gas grill, dryer plus a propane line under lanai to add a firepit and patio down by the water. In addition, the oversized garage is a true standout, offering enough vertical clearance to accommodate car stacks for the serious collector. This massive space also features a custom air-conditioned loft for ample storage, all surrounded by meticulously maintained tropical landscaping that enhances the home’s curb appeal. Nestled on a quiet street and is just half a mile from Ponce De Leon Park’s sandy beach and boat launch, and minutes from Isles Yacht Club, Fishermen’s Village, and historic downtown Punta Gorda. Whether you’re seeking a luxurious retreat, a full-time residence, or a fantastic investment opportunity, this home checks all the boxes! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,896
Sqft
0.22 ac
Lot size
2
Garage
2018
Year built
One
Levels
$475
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,002 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,002/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.5%
$/sqft vs Punta Gorda actives
$475 vs $208
Days on market
66 vs 59 typical
Where $475/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 231% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 COLONY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$825,000
185 COLONY POINT DR. · same community
3 bd · 3 ba · 2,562 sqft · $322/sqft · 188 DOM
Sold · Dec ’25$900,000
95 COLONY POINT DRIVE · same community
3 bd · 2.5 ba · 2,601 sqft · $346/sqft · 46 DOM
Sold · Apr ’26$860,000
197 COLONY POINT DRIVE · same community
3 bd · 2 ba · 2,680 sqft · $321/sqft · 335 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 COLONY POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 COLONY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 COLONY POINT DRIVE FAQs
What would the monthly payment be for 125 COLONY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 COLONY POINT DRIVE?+
The most recent tax bill on record (2025) was $7,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 COLONY POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $899,900, this home is listed about 161% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 125 COLONY POINT DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,900 runs 231% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $925,000, now $899,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7525572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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