65 COLONY POINT DRIVE, PUNTA GORDA, FL, 33950
Active1721 days on marketListed Nov 6, 2021MLS #C7450864
About this home
65 COLONY POINT DRIVE
This is the lot you have been waiting for to build your dream home in Punta Gorda Isles. Build a two story home, perhaps with a widows walk as well, and enjoy exquisite views of Charlotte Harbor. A Key West style home would also be perfect for this location. Walking or biking distance to Ponce De Leon Park with a community boat ramp, fishing pier, and playground, this is an amazing location to build your home. Just 5 minutes to Fishermen's Village with fabulous waterfront restaurants, retail shops, and marina, as well as downtown Punta Gorda with some of the finest restaurants in SW Florida, you have truly found the perfect spot. You can jog, bike, or walk along the pathway that starts at Fishermen’s Village and connects for 3 miles along the Peace River, and 8 miles surrounding Punta Gorda. Punta Gorda has been voted one of the top 10 small towns in the country for boating and retirement, as well as runner up in a 2013 Rand McNally contest as most beautiful small town in the U.S - also recently written up as the 2nd safest city in the state of Florida. Come experience all that Punta Gorda offers - life simply couldn't be better to build your Florida dream home!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 65 COLONY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$825,000
185 COLONY POINT DR. · same community
3 bd · 3 ba · 2,562 sqft · $322/sqft · 188 DOM
Sold · Dec ’25$900,000
95 COLONY POINT DRIVE · same community
3 bd · 2.5 ba · 2,601 sqft · $346/sqft · 46 DOM
Sold · Apr ’26$860,000
197 COLONY POINT DRIVE · same community
3 bd · 2 ba · 2,680 sqft · $321/sqft · 335 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 65 COLONY POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 65 COLONY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
65 COLONY POINT DRIVE FAQs
What would the monthly payment be for 65 COLONY POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,281/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 65 COLONY POINT DRIVE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 65 COLONY POINT DRIVE?+
The most recent tax bill on record (2023) was $2,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 65 COLONY POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $299,900, this home is listed about 13% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 65 COLONY POINT DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Karen Brown. MLS #C7450864.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 65 COLONY POINT DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →