3191 MATECUMBE KEY ROAD UNIT 304, PUNTA GORDA, FL, 33955
Active101 days on marketListed Apr 26, 2026MLS #C7525201
About this home
3191 MATECUMBE KEY ROAD UNIT 304
Enjoy effortless Florida living in this furnished condo at Vista del Sol, located within the highly desirable Burnt Store Marina community. This inviting residence features a light, open layout designed for relaxed coastal living, with a scenic harbor view extending toward the Gulf—creating a peaceful backdrop for everyday life. Vista del Sol is a quiet, well-maintained enclave offering a resort-style pool and spa, secure building access, elevator service, and convenient parking, all surrounded by lush landscaping and serene marina surroundings. Living in Burnt Store Marina means embracing an exceptional lifestyle with access to Southwest Florida’s largest deep-water marina with direct Gulf access, a vibrant waterfront promenade with on-site dining, scenic walking and biking paths, and optional memberships for golf, fitness, tennis, and pickleball. Set within a gated, deed-restricted community known for its natural beauty and welcoming atmosphere, this furnished condo offers an ideal blend of comfort, convenience, and the true marina lifestyle—where every day feels like a getaway.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,102
Sqft
0.46 ac
Lot size
2003
Year built
One
Levels
$317
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.7%
$/sqft vs Punta Gorda actives
$317 vs $207
Days on market
101 vs 60 typical
Where $317/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $340K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 752% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3191 MATECUMBE KEY ROAD UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$360,000
3191 MATECUMBE KEY ROAD UNIT 305 · same community
2 bd · 2 ba · 1,215 sqft · $296/sqft · 69 DOM
Sold · May ’26$235,000
524 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,162 sqft · $202/sqft · 61 DOM
Sold · May ’26$220,500
510 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,162 sqft · $190/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3191 MATECUMBE KEY ROAD UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3191 MATECUMBE KEY ROAD UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3191 MATECUMBE KEY ROAD UNIT 304 FAQs
What would the monthly payment be for 3191 MATECUMBE KEY ROAD UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,793/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3191 MATECUMBE KEY ROAD UNIT 304?+
The most recent tax bill on record (2025) was $5,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3191 MATECUMBE KEY ROAD UNIT 304?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $349,400, this home is listed about 3% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3191 MATECUMBE KEY ROAD UNIT 304?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,400 runs 752% above the PUNTA GORDA 33955 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cathy Matyola. MLS #C7525201.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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