3191 MATECUMBE KEY ROAD UNIT 701, PUNTA GORDA, FL, 33955
Active284 days on marketListed Oct 22, 2025MLS #C7516629
About this home
3191 MATECUMBE KEY ROAD UNIT 701
Freshly Updated, Move-In Ready & Now Offering a Fantastic Seller Incentive! Paradise just got even better! The seller is offering up to $10,000 TOWARDS BUYERS CLOSING COST, creating an exceptional opportunity to own a luxury waterfront retreat in one of Southwest Florida’s most desirable marina communities. Don’t miss this rare opportunity to own a top-floor end-unit condo in the highly sought-after Vista del Sol community within Burnt Store Marina. This beautifully furnished 2-bedroom + den, 2.5-bath residence combines effortless Florida elegance with breathtaking panoramic views. Perched high above the community, this private end unit captures sweeping vistas of lush tropical grounds, Charlotte Harbor, and the sparkling Gulf waters beyond. Enjoy the rare luxury of both spectacular sunrises and unforgettable sunsets from your expansive private lanai. Freshly updated with modern coastal finishes and truly move-in ready, this home showcases a beautifully refreshed kitchen featuring all-new smart stainless-steel appliances, sleek quartz countertops, and a timeless subway tile backsplash. A new smart washer and dryer add even more convenience, efficiency, and peace of mind. The open-concept floor plan provides generous living and entertaining space, while the tasteful furnishings create a seamless turnkey experience—simply arrive and start enjoying the waterfront lifestyle from day one. Beyond the stunning interiors, this exceptional residence also includes coveted under-building parking, offering convenience, security, and protection from the elements year-round. Located within the exclusive, gated community of Burnt Store Marina, residents enjoy access to the largest deep-water marina on Florida’s west coast, along with optional golf, tennis, pickleball, fitness facilities, and waterfront dining—all just moments from your doorstep. Whether you’re searching for a seasonal getaway, investment opportunity, or full-time coastal retreat, this exceptional residence delivers the perfect blend of luxury, privacy, convenience, and resort-style living. With up to $10,000 in seller-paid closing cost assistance, brand-new smart appliances, coveted under-building parking, breathtaking waterfront views, and a sought-after top-floor end-unit location, opportunities like this are exceptionally rare. Schedule your private showing today and bring your offer!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,540
Sqft
0.46 ac
Lot size
1
Garage
2003
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,484 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,484/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$275 vs $206
Days on market
284 vs 59 typical
Where $275/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 934% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3191 MATECUMBE KEY ROAD UNIT 701
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$360,000
3191 MATECUMBE KEY ROAD UNIT 305 · same community
2 bd · 2 ba · 1,215 sqft · $296/sqft · 69 DOM
Sold · Feb ’26$305,000
1520 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,520 sqft · $201/sqft · 99 DOM
Sold · Feb ’26$225,000
4 PIRATES LANE UNIT 41A
2 bd · 2 ba · 1,516 sqft · $148/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3191 MATECUMBE KEY ROAD UNIT 701 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3191 MATECUMBE KEY ROAD UNIT 701 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3191 MATECUMBE KEY ROAD UNIT 701 FAQs
What would the monthly payment be for 3191 MATECUMBE KEY ROAD UNIT 701?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3191 MATECUMBE KEY ROAD UNIT 701?+
The most recent tax bill on record (2025) was $7,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3191 MATECUMBE KEY ROAD UNIT 701?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $424,000, this home is listed about 23% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3191 MATECUMBE KEY ROAD UNIT 701?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$424,000 runs 934% above the PUNTA GORDA 33955 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
284 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $475,000, now $424,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cathy Matyola. MLS #C7516629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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