David Ramirez
$1,490,0003 bd4 ba5,033 sqft$296 /sqft$10,814 /mo all-in ↓

5019 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950

Active102 days on marketListed Apr 13, 2026MLS #C7524659

Private poolSingle Family ResidencePUNTA GORDA ISLES SEC 12

About this home

5019 BAL HARBOR BOULEVARD

This stunning Mediterranean-style executive estate sits on two premium waterfront lots offering 160 feet of sailboat-access canal frontage — the ultimate setting for the serious boater or coastal lifestyle enthusiast. Located in the sought-after Punta Gorda Isles community, this one-of-a-kind home delivers the perfect blend of Old World elegance and modern Florida waterfront living. Enter through an impressive tower entrance that sets the tone for everything that follows. A beautifully crafted solid oak staircase greets you upon arrival. The heart of the home is a soaring great room with its dramatic ceiling height, walls of windows flooding the space with natural light, and rich oak paneling adding warmth and sophistication. The main sitting area anchors around a classic fireplace — ideal for Florida's cooler evenings — while the open layout accommodates multiple conversation areas perfect for entertaining on any scale. Gleaming 24-inch tile flows throughout the living areas on the main floor, and a wraparound second-floor balcony overlooks the entire space from above. The well-appointed kitchen features 42-inch cabinetry, Corian countertops, stainless steel double refrigerator/freezer, a center island with cook top, built-in desk, and casual dining area. Every inch has been designed for the home chef who loves to entertain. The adjacent formal dining room is bathed in natural light, framed by handsome wood beam ceilings, and overlooks the pool and waterfront. Built-in corner cabinetry throughout provides generous storage without sacrificing style. The expansive master suite is a private sanctuary. A newly installed private elevator connects the master level directly to the upstairs den, adding a sophisticated convenience rarely found in residential properties. The recently updated master bath showcases white wood cabinetry, dual sinks, a deep soaking tub, and a generous walk-in shower. A large walk-in closet and a separate walk-in linen closet ensure that storage is never a concern. An adjoining air-conditioned flex room — ideal as a home gym, workshop, or creative studio — includes a half bath. A second bedroom on the main floor near the entry features a custom built-in bed and walk-in closet, served by a beautifully updated bath with wood cabinetry, marble countertops, and a walk-in shower. Upstairs, a third bedroom offers access to a large cedar-lined closet as well as a full bath featuring a tub, tile floors, and quartz countertops. At the end of the upper hallway, a handsome oak-paneled den with fireplace provides a quiet retreat. Rounding out the upper level is a delightful English-style pub complete with built-in bar seating and custom woodwork — great for entertaining and a truly unique feature that sets this property apart from anything else in the area. The screened lanai features a sparkling pool and spa alongside a gallery-style covered passage along the exterior of the great room — an elegant transition between indoors and the waterfront. The double-lot configuration and generous seawall provide ample space to dock the boat of your choice with direct sailboat access to Charlotte Harbor and the Gulf of Mexico beyond. Whether you're a day sailor, offshore angler, or simply love waking up to waterfront views, this property delivers the quintessential Florida boating lifestyle. See this property today! You won't be disappointed!

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

5,033

Sqft

0.44 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$296

Per sqft

Private poolFireplacePool & Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewPool · Water
FacesEast
ParkingGarage Door Opener
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$24,664/yr
PetsYes
CommunityPublic Boat Ramp · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,814 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property tax — 2025 actual bill$2,055
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,000
Interest rate6.00%
Loan term

Estimated payment

$10,814/mo

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property taxes (actual bill)$2,055
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PUNTA GORDA ISLES SEC 12

$296 vs $332

Days on market

102 vs 59 typical

Where $296/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES SEC 12

3
6 · this home
5
0
0
2
$199–272$272–344$344–417$417–490$490–563$563+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 5019 BAL HARBOR BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

12 of 16

PUNTA GORDA ISLES SEC 12 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 446% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Apr 13, 2026Listed at $1,490,000 · 102 days on market since
1989Built · PUNTA GORDA ISLES SEC 12

Reality check

What actually sold near 5019 BAL HARBOR BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2716 RYAN BOULEVARDSold · Dec ’25

$945,000

2716 RYAN BOULEVARD · same community

4 bd · 4 ba · 3,066 sqft · $308/sqft · 22 DOM

2144 CHARLOTTE AMALIE COURTSold · Jun ’26

$856,000

2144 CHARLOTTE AMALIE COURT · same community

4 bd · 3.5 ba · 2,872 sqft · $298/sqft · 167 DOM

2856 DEBORAH DRIVESold · Feb ’26

$750,000

2856 DEBORAH DRIVE · same community

3 bd · 2.5 ba · 2,805 sqft · $267/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5019 BAL HARBOR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5019 BAL HARBOR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5019 BAL HARBOR BOULEVARD FAQs

What would the monthly payment be for 5019 BAL HARBOR BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5019 BAL HARBOR BOULEVARD?+

The most recent tax bill on record (2025) was $24,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5019 BAL HARBOR BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $1,490,000, this home is listed about 332% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 5019 BAL HARBOR BOULEVARD?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Lise Johnson. MLS #C7524659.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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