David Ramirez
$327,990$347,4904 bd2 ba1,808 sqft$181 /sqft$2,297 /mo all-in ↓

25101 ESTRADA CIRCLE, PUNTA GORDA, FL, 33955

Active103 days on marketListed Apr 9, 2026MLS #C7524416

Reduced $20KNew constructionSingle Family ResidencePUNTA GORDA ISLES

About this home

25101 ESTRADA CIRCLE

Under Construction. Discover modern living with the Biscayne Plan a charming single-story home. The open design seamlessly connects the Living, Dining, and Kitchen areas. The chef’s dream kitchen features sophisticated cabinetry, elegant quartz countertops, and stainless steel appliances, including a smooth-top range, microwave hood, and dishwasher. The expansive primary suite offers a private bath with dual vanity sinks and a spacious walk-in closet. With three additional bedrooms, a whole secondary bath, and a THREE-CAR GARAGE, this home is perfect.. Energy-efficient Low-E insulated dual-pane vinyl windows and a one-year limited warranty ensure comfort and peace of mind. Punta Gorda is a hidden gem along the Gulf Coast, offering a tranquil and vibrant lifestyle with a perfect balance of natural beauty, small-town charm, and modern amenities. With its picturesque waterfront views, Punta Gorda is ideal for those who enjoy outdoor activities. It offers easy access to boating, fishing, and sailing on Charlotte Harbor, one of the largest natural harbors in Florida.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,808

Sqft

0.22 ac

Lot size

3

Garage

2026

Year built

One

Levels

$181

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Other · Range
InteriorOpen Floorplan · Other · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorLighting · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2025)$486/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,931
FHA mortgage insurance (est.)$145
Property tax — 2025 actual bill$41
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,480Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,480
Interest rate6.00%
Loan term

Estimated payment

$2,297/mo

Principal & interest$1,931
FHA mortgage insurance (est.)$145
Property taxes (actual bill)$41
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $328K
$263KedgeAI estimate $306,008 · range $274K$338K$352K

vs edgeAI estimate

+7.2%

$/sqft vs PUNTA GORDA ISLES

$181 vs $188

Days on market

103 vs 59 typical

Where $181/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES

11 · this home
2
0
2
0
1
$111–192$192–273$273–353$353–434$434–515$515+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 25101 ESTRADA CIRCLE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

5 of 16

PUNTA GORDA ISLES have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 700% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $327,990 $20K
Apr 9, 2026Listed at $347,490 · 103 days on market since
2026Built · PUNTA GORDA ISLES

Reality check

What actually sold near 25101 ESTRADA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16307 ALCIRA CIRCLESold · Oct ’25

$294,990

16307 ALCIRA CIRCLE · same community

4 bd · 2 ba · 1,818 sqft · $162/sqft · 296 DOM

16256 ALCIRA CIRCLESold · Mar ’26

$299,990

16256 ALCIRA CIRCLE · same community

4 bd · 2 ba · 1,818 sqft · $165/sqft · 206 DOM

16274 Maya Circle, Punta Gorda FL 33955Sold · Mar ’26

$425,000

16274 Maya Circle, Punta Gorda FL 33955 · same community

3 bd · 2 ba · 1,856 sqft · $229/sqft · 174 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25101 ESTRADA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25101 ESTRADA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

25101 ESTRADA CIRCLE FAQs

What would the monthly payment be for 25101 ESTRADA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 25101 ESTRADA CIRCLE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 25101 ESTRADA CIRCLE?+

The most recent tax bill on record (2025) was $486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25101 ESTRADA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $327,990, this home is listed about 5% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 25101 ESTRADA CIRCLE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WJH BROKERAGE FL LLC · Octavia Valencia. MLS #C7524416.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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