David Ramirez
$300,0003 bd2 ba1,569 sqft$191 /sqft$2,458 /mo all-in ↓

1708 BLUE LAKE CIRCLE, PUNTA GORDA, FL, 33983

Active18 days on marketListed Jul 7, 2026MLS #C7527954

Single Family ResidencePUNTA GORDA ISLES

About this home

1708 BLUE LAKE CIRCLE

Welcome to this inviting 3-bedroom, 2-bathroom home in the highly sought-after community of Deep Creek, where comfort, style, and convenience come together in a desirable Florida setting. Attractive curb appeal welcomes you with a covered front porch, attached 2-car garage, and a spacious yard offering plenty of opportunity for landscaping and outdoor enjoyment. An extended driveway provides ample parking, while the home's classic design creates a warm and inviting first impression. Step inside to discover a bright and airy open-concept floor plan enhanced by all-new flooring, fresh interior paint, soaring vaulted ceilings, and abundant natural light. Designed with a desirable split-bedroom layout, this home offers the perfect balance of comfortable gathering spaces and private retreats. At the heart of the home, the spacious kitchen overlooks the living and dining areas, making entertaining effortless. Features include granite countertops, stainless steel appliances, abundant white cabinetry, and a convenient breakfast bar ideal for casual dining or hosting guests. Large windows and vaulted ceilings enhance the great room's open feel, while beautiful wood-look flooring adds warmth and style throughout the main living areas. The privately situated primary suite serves as a relaxing retreat, complete with a walk-in closet and an en-suite bathroom featuring a dual-sink vanity and tub/shower combination. Two additional bedrooms, each with built-in closets, provide flexibility for family, guests, a home office, fitness room, hobby space, or den. A full guest bathroom is conveniently located nearby. Adding to the home's appeal are an indoor laundry room, attached 2-car garage, hurricane shutters, a new roof (2022), and a new water heater (2023), offering valuable peace of mind for years to come. Step outside to a fully fenced backyard featuring a screened lanai, the perfect place to relax, entertain, or enjoy Florida's beautiful weather year-round. Located in Deep Creek Section 23, residents enjoy a quiet, deed-restricted community with low annual HOA fees, scenic greenbelt views, freshwater lakes, and desirable amenities including public tennis courts, a playground, and the popular Deep Creek Golf Club featuring an 18-hole championship course, practice facilities, and clubhouse. Conveniently situated near Deep Creek Elementary School, shopping, dining, churches, and everyday essentials along Kings Highway and US-41, this home also offers quick access to I-75. Historic downtown Punta Gorda, Fishermen's Village, waterfront parks, marinas, and Gulf beaches are all within easy reach, providing the perfect balance of peaceful neighborhood living and convenient access to Southwest Florida's premier attractions.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,569

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$191

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringLaminate · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorHurricane Shutters · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$18/mo
Taxes (2025)$4,575/yr
PetsYes
CommunityDeed Restrictions · Golf · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,458 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$381
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,458/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$381
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $312,379 · range $300K$333K$346K

vs edgeAI estimate

−4%

$/sqft vs PUNTA GORDA ISLES

$191 vs $187

Days on market

18 vs 59 typical

Where $191/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES

11
2 · this home
0
2
0
1
$108–189$189–270$270–352$352–433$433–514$514+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Map of 1708 BLUE LAKE CIRCLE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

6 of 16

PUNTA GORDA ISLES have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 314% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $300,000 · 18 days on market since
2004Built · PUNTA GORDA ISLES

Reality check

What actually sold near 1708 BLUE LAKE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16138 GALIANO COURTSold · Nov ’25

$274,390

16138 GALIANO COURT · same community

4 bd · 2 ba · 1,666 sqft · $165/sqft · 94 DOM

2195 PALM TREESold · Aug ’25

$570,000

2195 PALM TREE · same community

2 bd · 2 ba · 1,723 sqft · $331/sqft · 0 DOM

16307 ALCIRA CIRCLESold · Oct ’25

$294,990

16307 ALCIRA CIRCLE · same community

4 bd · 2 ba · 1,818 sqft · $162/sqft · 296 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1708 BLUE LAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1708 BLUE LAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1708 BLUE LAKE CIRCLE FAQs

What would the monthly payment be for 1708 BLUE LAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,458/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1708 BLUE LAKE CIRCLE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1708 BLUE LAKE CIRCLE?+

The most recent tax bill on record (2025) was $4,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1708 BLUE LAKE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $300,000, this home is listed about 13% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 1708 BLUE LAKE CIRCLE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$300,000 runs 314% above the PUNTA GORDA 33983 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MARINA PARK REALTY LLC · Robbie Sifrit. MLS #C7527954.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 1708 BLUE LAKE CIRCLE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 11:06 AM UTC. The listing information on this page last changed on July 25, 2026 at 11:06 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 11:06 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 11:06 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.