3221 WHITE IBIS COURT UNIT D2, PUNTA GORDA, FL, 33950
Active130 days on marketListed Mar 31, 2026MLS #C7524123
About this home
3221 WHITE IBIS COURT UNIT D2
FULLY-FURNISHED PGI WATERFRONT CONDO W/DEEDED DOCK, SAILBOAT ACCESS & IMPACT WINDOWS - Nestled along a serene canal in the heart of Punta Gorda Isles, this beautifully maintained ground-floor condo puts the best of Southwest Florida right outside your door. Watch boats go by from your screened lanai, stroll to your private deeded dock, or take a dip in the sparkling community pool — all before breakfast. Move-in ready 2 bed/1 bath condo delivers a true boating lifestyle with a deeded dock just steps from your lanai and sailboat access to Charlotte Harbor. Natural light fills the open-concept living space, where the layout flows seamlessly from the living room to the screened lanai. Sliding glass doors in the living room open to the lanai overlooking the canal. Walk-out access from the lanai provides easy access to the docks. The kitchen has been tastefully updated with granite counters, wood cabinetry, and stainless-steel appliances, blending style and function. The primary bedroom offers lanai access, a large walk-in closet, and direct connection to the updated bath. The guest bedroom is generously sized with ample storage. The bathroom has been tastefully upgraded with a glass-enclosed tile shower, quartz vanity, and modern fixtures. An en-suite laundry area with stacked washer and dryer adds convenience. Other amenities include tile flooring in the main living area, impact-resistant sliding glass door in main room & impact resistant windows. The unit comes w/one assigned parking space w/an additional unmarked space allowed. Plenty of guest parking is available. An in-ground, heated pool located in the middle of the complex allows you to keep an eye on your boat while relaxing poolside. An ideal location, you are just minutes away from the downtown Punta Gorda area where restaurants, weekly farmers market, and waterfront parks are just minutes away. This condo is truly a boater's paradise, offering easy access to some of the best fishing & boating in SW Florida from your backdoor. Come find out why Punta Gorda is consistently ranked one of the best places to live and retire in the country. This condo is also perfect for downsizing, seasonal use or as an investment. Paradise in Punta Gorda Isles is waiting for you!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
826
Sqft
1987
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,684 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,684/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.1%
$/sqft vs Punta Gorda actives
$241 vs $208
Days on market
130 vs 59 typical
Where $241/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3221 WHITE IBIS COURT UNIT D2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$115,000
3221 WHITE IBIS COURT UNIT D1 · same community
2 bd · 1 ba · 826 sqft · $139/sqft · 175 DOM
Sold · Dec ’25$200,000
4000 BAL HARBOR BOULEVARD UNIT 126
2 bd · 2 ba · 1,110 sqft · $180/sqft · 38 DOM
Sold · Feb ’26$370,000
5464 RIVER BAY DRIVE
2 bd · 2 ba · 1,152 sqft · $321/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3221 WHITE IBIS COURT UNIT D2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3221 WHITE IBIS COURT UNIT D2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3221 WHITE IBIS COURT UNIT D2 FAQs
What would the monthly payment be for 3221 WHITE IBIS COURT UNIT D2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,684/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3221 WHITE IBIS COURT UNIT D2?+
The most recent tax bill on record (2025) was $3,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3221 WHITE IBIS COURT UNIT D2?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $199,000, this home is listed about 42% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3221 WHITE IBIS COURT UNIT D2?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$199,000 is 25% below the PUNTA GORDA 33950 median of $265,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
130 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7524123.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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