3160 MATECUMBE KEY ROAD UNIT 238, PUNTA GORDA, FL, 33955
Active445 days on marketListed May 19, 2025MLS #C7509871
About this home
3160 MATECUMBE KEY ROAD UNIT 238
Enjoy front-row seats to the boating action from this charming 1-bedroom, 1-bath Keel Club condo overlooking Burnt Store Marina’s vibrant main basin. This top floor end unit not only enjoys extraordinary marina views, but the waterfront lifestyle you have been dreaming about! This inviting residence is a true retreat—being offered fully furnished turnkey for your immediate enjoyment… ready to enjoy or rent from day one. Inside, the open kitchen with breakfast bar flows seamlessly into the living area and out to the spacious screened waterfront lanai—perfect for morning coffee or evening cocktails as you watch the boats come and go. The condo features tile flooring throughout, with stylish wood-look flooring in the bedroom for a touch of warmth. Residents enjoy access to a striking heated community pool with an expansive paver sun deck—ideal for socializing or soaking up the Florida sun. A great place to meet neighbors and make new friends. You will also enjoy the waterfront community deck, where you can enjoy your favorite charcuterie board with your cocktail of choice as you enjoy the balmy breezes. Take a few steps to discover Burnt Store Marina’s top amenities, including the Cass Cay waterfront restaurant and bar, which features live entertainment and a great waterfront venue. The neighboring Trading Post is a great place to grab a freshly made sandwich or pizza or enjoy your favorite ice cream. The fitness center, and tennis/pickleball courts are also a short walk away. This gated resort community also boasts the largest deepwater marina in SWFL - making it the ultimate retreat for boaters and water enthusiasts! Keel Club allows nightly rentals, making this an exceptional investment opportunity. The current owner successfully rents the unit 4–5 months per year, creating strong potential for income when you’re not using it. Current bookings for 2027 include most of January, and all of February, March, and April, totaling about $14,000 in income.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
593
Sqft
1983
Year built
One
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,708 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,708/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
$/sqft vs Punta Gorda actives
$336 vs $208
Days on market
445 vs 59 typical
Where $336/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 387% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3160 MATECUMBE KEY ROAD UNIT 238
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$210,000
3170 MATECUMBE KEY ROAD UNIT 132 · same community
1 bd · 1 ba · 593 sqft · $354/sqft · 411 DOM
Sold · May ’26$215,000
3160 MATECUMBE KEY ROAD UNIT 214 · same community
1 bd · 1 ba · 593 sqft · $363/sqft · 33 DOM
Sold · Nov ’25$195,000
3160 MATECUMBE KEY ROAD UNIT 234 · same community
1 bd · 1 ba · 593 sqft · $329/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3160 MATECUMBE KEY ROAD UNIT 238 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3160 MATECUMBE KEY ROAD UNIT 238 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3160 MATECUMBE KEY ROAD UNIT 238 FAQs
What would the monthly payment be for 3160 MATECUMBE KEY ROAD UNIT 238?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,708/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3160 MATECUMBE KEY ROAD UNIT 238?+
The most recent tax bill on record (2025) was $3,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3160 MATECUMBE KEY ROAD UNIT 238?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $199,500, this home is listed about 41% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3160 MATECUMBE KEY ROAD UNIT 238?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$199,500 runs 387% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
445 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $239,000, now $199,500 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CALENDA REAL ESTATE GROUP,INC. · Jennifer Calenda. MLS #C7509871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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