David Ramirez
Pending
$263,990$273,9904 bd2 ba1,672 sqft$158 /sqft$1,843 /mo all-in ↓

196 S ROOKS AVENUE, INVERNESS, FL, 34452

Pending136 days on marketListed Mar 19, 2026MLS #C7523593

Reduced $10KNew constructionSingle Family ResidenceINVERNESS HIGHLANDS UNIT 09

About this home

196 S ROOKS AVENUE

Under Construction. Welcome to the Quail Ridge floor plan. A spacious single-level home that combines functionality with fresh, modern design. This open-concept floor plan brings together the kitchen, dining, and living areas and provides a seamless flow. The kitchen features white shaker cabinets, quartz countertops, stainless steel appliances, and a peninsula with seating. The private owner’s suite includes a walk-in closet and an ensuite bathroom with dual sinks. Three additional bedrooms provide flexible space for whatever fits your needs with a second full bathroom conveniently located nearby. A covered patio extends the living space outdoors, offering a comfortable place to relax. Designed for simplicity and style, the Quail Ridge offers all the space you need on a one level. Enjoy boating, kayaking, and fishing on Lake Tsala Apopka, or take a walk along the scenic Withlacoochee State Trail, a popular spot for biking, walking, and horseback riding. The nearby Withlacoochee State Forest provides ample outdoor recreation opportunities, including hiking, bird watching, and fishing. Conveniently located near major cities like Tampa and Orlando, our homes in Inverness provide quick access to amenities such as shopping, dining, and cultural attractions.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,672

Sqft

0.28 ac

Lot size

2

Garage

2026

Year built

One

Levels

$158

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Other · Range
InteriorOpen Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorLighting · Other

Community & fees

Taxes (2025)$150/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,843 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,554
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,240Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,240
Interest rate6.00%
Loan term

Estimated payment

$1,843/mo

Principal & interest$1,554
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $264K
$253KedgeAI estimate $265,814 · range $263K$272K$283K

vs edgeAI estimate

−0.7%

$/sqft vs Inverness actives

$158 vs $178

Days on market

136 vs 25 typical

Where $158/sqft sits among the 192 Inverness actives

37
70 · this home
42
20
10
13
$97–140$140–184$184–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 196 S ROOKS AVENUE

Get to know Inverness. See the full Inverness guide →

INVERNESS 34452 — neighborhood snapshot

Population

13,729

Median age

46.8

Median income

$58,199

Median home value

$207,200

Avg household

2.35

Households w/ children

1,419

For the school run

Citrus County School District

ElementaryPleasant Grove Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

93 of 192

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the INVERNESS 34452 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $263,990 $10K
Mar 19, 2026Listed at $273,990 · 136 days on market since
2026Built · INVERNESS HIGHLANDS UNIT 09

Reality check

What actually sold near 196 S ROOKS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

761 S JEANNE AVENUESold · May ’26

$234,900

761 S JEANNE AVENUE · same community

2 bd · 2 ba · 1,558 sqft · $151/sqft · 3 DOM

632 S ARLENE AVENUESold · Oct ’25

$385,000

632 S ARLENE AVENUE · same community

3 bd · 2 ba · 1,505 sqft · $256/sqft · 74 DOM

383 S ROOKS AVENUESold · Nov ’25

$184,500

383 S ROOKS AVENUE · same community

2 bd · 2 ba · 1,382 sqft · $134/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 196 S ROOKS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 196 S ROOKS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

196 S ROOKS AVENUE FAQs

What would the monthly payment be for 196 S ROOKS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,843/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 196 S ROOKS AVENUE?+

The most recent tax bill on record (2025) was $150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $263,990, this home is listed about 2% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 196 S ROOKS AVENUE?+

Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$263,990 runs 79% above the INVERNESS 34452 median.

02Time on market is leverage

136 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $273,990, now $263,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of WJH BROKERAGE FL LLC · Octavia Valencia. MLS #C7523593.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Inverness homes, in your inbox

Like 196 S ROOKS AVENUE but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 3:58 PM UTC. The listing information on this page last changed on August 2, 2026 at 3:58 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 3:58 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 3:58 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.