3413 & 3456 E GULF TO LAKE HIGHWAY, INVERNESS, FL, 34453
Active566 days on marketListed Jan 21, 2025MLS #OM693367
About this home
3413 & 3456 E GULF TO LAKE HIGHWAY
Located within the SR 44 Commercial Corridor in Citrus County, this 0.53-acre General Commercial property offers 55 feet of highway frontage, access to public water, and a future sewer connection. Positioned at the northeast corner of SR 44 and S Arlene Ave, it sits just 3.5 miles east of Downtown Inverness, home to major county offices and Citrus Memorial Hospital. With 1.3 miles of proximity to national retailers such as Walmart, Lowe’s, TJ Maxx, and Regal Cinema, as well as multiple quick-service restaurants and financial institutions, this site offers excellent commercial potential. Its General Commercial zoning permits up to 70% site utilization, making it ideal for retail, medical offices, or professional spaces. The Inverness area supports 32,510 residents, while Citrus County’s population exceeds 155,000. Growth is accelerating with the Suncoast Parkway Extension, providing quick access to Tampa International Airport and surrounding counties. As part of one of the largest MSAs in the country, this market remains affordable yet primed for expansion, with 60,000 vacant parcels, ongoing infrastructure investment, and zoning to accommodate future growth to 350,000 residents. This is a rare opportunity to invest in a high-growth region with natural preserves, waterways, an active adult community, and a favorable tax base. Secure your place in the Gem of the Florida Nature Coast today! Disclaimer: All information provided herein is for marketing purposes only and is not guaranteed for accuracy. Prospective buyers or tenants are encouraged to conduct their own independent due diligence. The seller, broker, and associated parties make no representations or warranties, expressed or implied, as to the accuracy or completeness of this information. All dimensions, zoning details, financial data, and other property-related facts should be independently verified. Please consult with appropriate licensed professionals before making any investment or purchasing decisions.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$939 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$939/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 181% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3413 & 3456 E GULF TO LAKE HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$174,900
3516 E SUZIE LANE · same community
2 bd · 2 ba · 1,134 sqft · $154/sqft · 0 DOM
Sold · Dec ’25$312,000
3460 E KIRBY LANE · same community
2 bd · 2 ba · 1,239 sqft · $252/sqft · 50 DOM
Sold · Jun ’26$230,000
3480 E THEO LANE · same community
3 bd · 2 ba · 1,296 sqft · $177/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3413 & 3456 E GULF TO LAKE HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3413 & 3456 E GULF TO LAKE HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3413 & 3456 E GULF TO LAKE HIGHWAY FAQs
What would the monthly payment be for 3413 & 3456 E GULF TO LAKE HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $939/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3413 & 3456 E GULF TO LAKE HIGHWAY?+
The most recent tax bill on record (2023) was $809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $112,500, this home is listed about 56% below the Inverness median of $256,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3413 & 3456 E GULF TO LAKE HIGHWAY?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$112,500 runs 181% above the INVERNESS 34453 median.
02Time on market is leverage
566 days on market against a Inverness median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $140,000, now $112,500 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Elias Kirallah. MLS #OM693367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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