3796 PEACE RIVER DRIVE, PUNTA GORDA, FL, 33983
Active162 days on marketListed Feb 25, 2026MLS #C7522404
About this home
3796 PEACE RIVER DRIVE
Riverfront Living at Its Finest Situated on nearly half an acre with over 300 feet of direct water frontage, this exceptional 3-bedroom, 2.5-bath pool home delivers the ultimate Florida waterfront lifestyle. With sweeping river views from almost every room, the home is thoughtfully designed to showcase its breathtaking setting. Multiple lanais on every level overlook the water, creating the perfect spaces to relax, entertain, and enjoy spectacular sunrises and sunsets. The resort-style pool area sits directly along the river’s edge—exactly what you envision when you think of Florida living. The views are simply stunning. Boating enthusiasts will appreciate two separate docks, including a 10,000-pound boat lift, offering quick and easy access to the water. The expansive paver driveway provides ample parking with room for an RV, boat trailers, and all your recreational toys. This is what Florida waterfront living is all about and a must see. Additional highlights include a durable metal roof, storm shutters, and numerous updates throughout the home. This is true Florida waterfront living—a rare opportunity and an absolute must-see.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,399
Sqft
0.51 ac
Lot size
2
Garage
1990
Year built
Three Or More
Levels
$500
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,618 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,618/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+65.5%
$/sqft vs Punta Gorda actives
$500 vs $208
Days on market
162 vs 59 typical
Where $500/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1614% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3796 PEACE RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$419,000
3733 HARBOR HEIGHTS DRIVE · same community
2 bd · 2 ba · 1,387 sqft · $302/sqft · 15 DOM
Sold · May ’26$489,000
2233 SUNSET CIRCLE · same community
2 bd · 2 ba · 1,314 sqft · $372/sqft · 47 DOM
Sold · Jun ’26$270,000
7138 HARBOR HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,223 sqft · $221/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3796 PEACE RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3796 PEACE RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3796 PEACE RIVER DRIVE FAQs
What would the monthly payment be for 3796 PEACE RIVER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3796 PEACE RIVER DRIVE?+
The most recent tax bill on record (2025) was $6,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3796 PEACE RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,200,000, this home is listed about 250% above the Punta Gorda median of $343,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3796 PEACE RIVER DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 1614% above the PUNTA GORDA 33983 median — but at 2,399 sqft it's also 43% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
162 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Chris McMillan. MLS #C7522404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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