David Ramirez
$240,000$260,0002 bd2 ba1,398 sqft$172 /sqft$1,810 /mo all-in ↓

601 SHREVE STREET UNIT 25A, PUNTA GORDA, FL, 33950

Active161 days on marketListed Feb 27, 2026MLS #C7522383

Priced 10% below the PUNTA GORDA 33950 medianReduced $20KWaterfrontPrivate poolCondominiumBANYAN POINT PH 01

About this home

601 SHREVE STREET UNIT 25A

PRICE REDUCED — MOTIVATED SELLER. Prime first-floor waterfront condo in Banyan Point — Punta Gorda Isles. This bright, open 2-bedroom, 2-bath unit offers approximately 1,398 sq ft of well-planned living with a split-bedroom layout and abundant natural light. The modern kitchen features ample cabinetry, a pantry, recessed lighting and a breakfast bar that overlooks the spacious living and dining areas. Double sliding glass doors open to an expansive screened lanai presenting stunning sunset and saltwater canal views — perfect for morning coffee, alfresco dining or entertaining. The generous primary suite enjoys private lanai access, a large walk-in closet, a dual-sink vanity, a walk-in shower, and a built-in desk/vanity area. The guest bedroom is privately situated with a full bath. Community amenities include a heated (often cooled) year-round pool, clubhouse for social events, covered assigned parking plus guest spaces, lush grounds with signature Banyan trees and over 1,200 feet of canal frontage with a wraparound concrete dock. Boat dockage (up to 50') is available on a first-come, first-served basis for a nominal annual fee (approx. $387 includes water & electric), providing direct Gulf access at a fraction of marina costs. Community upgrades include new roofs, elevator modernizations, and resurfaced parking. HOA covers cable, water, insurance, pool, and grounds — supported by strong reserves. High and dry — no flood zone concerns. Enjoy an unbeatable location: short walk to Fishermen’s Village (shopping, dining, waterfront activities), Sunday Farmers Market, Gilchrist Park, Harborwalk, and downtown Punta Gorda’s restaurants, art, and festivals. Close to golf, pickleball, Punta Gorda Airport, medical facilities and award-winning beaches. Ideal as a year-round residence, seasonal getaway, or investment. Schedule your private showing today. (Photos may be virtually staged.)

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,398

Sqft

1980

Year built

One

Levels

$172

Per sqft

Private poolWaterfrontTrees/Woods & Water view

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ParkingAssigned · Covered · Deeded
ExteriorHurricane Shutters · Irrigation System

Community & fees

Taxes (2025)$1,571/yr
PetsNo
CommunityClubhouse · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,810 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,400
Interest rate6.00%
Loan term

Estimated payment

$1,810/mo

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$131
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$190KedgeAI estimate $223,391 · range $197K$288K$300K

vs edgeAI estimate

+7.4%

$/sqft vs Punta Gorda actives

$172 vs $208

Days on market

161 vs 59 typical

Where $172/sqft sits among the 400 Punta Gorda actives

113 · this home
128
62
50
18
29
$120–173$173–226$226–279$279–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 601 SHREVE STREET UNIT 25A

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $240,000 $20K
Feb 27, 2026Listed at $260,000 · 161 days on market since
1980Built · BANYAN POINT PH 01

Reality check

What actually sold near 601 SHREVE STREET UNIT 25A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

601 SHREVE STREET UNIT 12BSold · Sep ’25

$131,700

601 SHREVE STREET UNIT 12B · same community

2 bd · 2 ba · 1,398 sqft · $94/sqft · 306 DOM

601 SHREVE STREET UNIT 21CSold · Aug ’25

$230,000

601 SHREVE STREET UNIT 21C · same community

2 bd · 2 ba · 1,394 sqft · $165/sqft · 62 DOM

601 SHREVE STREET UNIT 16ASold · Mar ’26

$235,000

601 SHREVE STREET UNIT 16A · same community

2 bd · 2 ba · 1,394 sqft · $169/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 601 SHREVE STREET UNIT 25A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 601 SHREVE STREET UNIT 25A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

601 SHREVE STREET UNIT 25A FAQs

What would the monthly payment be for 601 SHREVE STREET UNIT 25A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,810/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 601 SHREVE STREET UNIT 25A?+

The most recent tax bill on record (2025) was $1,571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 601 SHREVE STREET UNIT 25A?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $240,000, this home is listed about 30% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 601 SHREVE STREET UNIT 25A?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PUNTA GORDA 33950 market on paper

$240,000 is 10% below the PUNTA GORDA 33950 median of $265,993, and at $172/sqft it sits under the Punta Gorda average of $230.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

161 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $260,000, now $240,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Chadwick Knight. MLS #C7522383.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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