200 HARBOR WALK DRIVE UNIT 353, PUNTA GORDA, FL, 33950
Active157 days on marketListed Feb 22, 2026MLS #C7522340
About this home
200 HARBOR WALK DRIVE UNIT 353
STUNNING 3 Bedroom, 2 Bathroom TOP FLOOR condo located in the downtown HARBORFRONT community of HARBOR WALK. **TURNKEY FURNISHED** This spacious light and bright unit has beautiful design features throughout. FABULOUS WATER VIEWS! There is a grand Foyer, Great Room with Dining Area. well appointed Kitchen. French doors lead to the large Den/Office. The Laundry Room has a washer, dryer, sink, cabinets and front loading washer and dryer. Sliding glass doors lead from the Great Room to the large screened porch. The Kitchen features granite counters, granite backsplash, wood cabinets, stainless appliances. Appliances include oven/range, built in microwave, French door refrigerator, dishwasher. The Dining Area in the Kitchen offers a wide Harbor view. The Master Bedroom suite features water views, large walk in closet and private bathroom with his and hers sinks, vanity area and large walk in shower. There are two generous sized guest bedrooms and the guest bathroom has a tub/shower combo. Other features include luxury vinyl floors, hurricane shutters, high ceilings, vaulted ceilings. There is one parking spot in the underground garage as well as storage. The A/C unit, hot water tank, water booster pump and water softening system are all under 2 years old HARBOR WALK offers a community pool and tennis courts and is steps away from Laishley Park and walking distance to historic downtown Punta Gorda shopping, dining, waterfront parks, walking and biking paths, art galleries, Charlotte Harbor Event Center weekedn farmer and artisan makets, weekend events and more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,018
Sqft
2001
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,984 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,984/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.5%
$/sqft vs Punta Gorda actives
$295 vs $208
Days on market
157 vs 59 typical
Where $295/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
189 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 HARBOR WALK DRIVE UNIT 353
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$390,500
268 LEWIS CIRCLE UNIT 132
3 bd · 2 ba · 2,021 sqft · $193/sqft · 137 DOM
Sold · Sep ’25$485,000
437 SOUTH DRIVE
3 bd · 2 ba · 2,039 sqft · $238/sqft · 63 DOM
Sold · Jun ’26$500,000
1128 RUM CAY COURT
3 bd · 2 ba · 2,071 sqft · $241/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 HARBOR WALK DRIVE UNIT 353 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 HARBOR WALK DRIVE UNIT 353 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 HARBOR WALK DRIVE UNIT 353 FAQs
What would the monthly payment be for 200 HARBOR WALK DRIVE UNIT 353?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,984/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 HARBOR WALK DRIVE UNIT 353?+
The most recent tax bill on record (2025) was $4,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 HARBOR WALK DRIVE UNIT 353?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $595,000, this home is listed about 73% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 200 HARBOR WALK DRIVE UNIT 353?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$595,000 runs 119% above the PUNTA GORDA 33950 median — but at 2,018 sqft it's also 17% larger than the typical Punta Gorda listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
157 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $639,000, now $595,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Gerald Hayes. MLS #C7522340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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