200 HARBOR WALK DRIVE UNIT 321, PUNTA GORDA, FL, 33950
Active462 days on marketListed Apr 28, 2025MLS #C7509226
About this home
200 HARBOR WALK DRIVE UNIT 321
NOW AVAILABLE FOR OFF SEASON RENTAL OR BOOK FOR SEASON 2027! Call for details **Furnished Condo with Breathtaking Harbor Views – Seasonal or Annual Rental!** **Paradise Awaits – Charlotte Harbor Waterfront Living at Its Finest!** Enjoy **sweeping views of Charlotte Harbor and the Peace River** from this **impeccably furnished 2nd-floor end unit condo**, where every detail feels like stepping into a model home. Flooded with **natural light**, this spacious residence offers a serene, elevated Florida lifestyle just steps from everything you love about **Punta Gorda**. **Location is Everything:** This waterfront gem is perfectly positioned next to **Laishley Park**, with **restaurants, shops, bike trails, and scenic walking paths** just outside your door. You’ll love the **heated community pool**, **tennis court**, **secure lobby with elevator**, and **underground private parking** for added peace of mind. **Key Features:** - 2 Bedrooms + Den/Office | 2 Full Bathrooms - Fully Furnished – Move-in Ready - Gourmet Kitchen with Granite Countertops & Breakfast Nook - Bright, Airy Living Room with Sliders to the Tiled, Screened Lanai - Master Suite with Private Balcony, Walk-in Closet & Spa-Like Bathroom - Private Den/Office with Additional Balcony - Breathtaking Water Views from Nearly Every Room - Washer/Dryer in Unit - Small Pet Considered Upon Owner Approval **Rental Options:** **Seasonal Rental** – *$5,200/month* | **Includes utilities **Annual Rental** – *Inquire for annual pricing* ** Off season short term rentals (one month minimum) $3400 This rare opportunity won’t last long—come live the waterfront lifestyle in the heart of Punta Gorda, just minutes from **Fisherman’s Village**, **Gilchrist Park**, and all the best that Southwest Florida has to offer. Contact today to schedule your private showing
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,172
Sqft
0.06 ac
Lot size
2001
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $205
Days on market
462 vs 59 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
182 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 HARBOR WALK DRIVE UNIT 321
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$560,000
1415 COLUMBIAN DRIVE
3 bd · 3 ba · 2,132 sqft · $263/sqft · 7 DOM
Sold · Jun ’26$790,000
435 CAICOS DRIVE
3 bd · 3 ba · 2,085 sqft · $379/sqft · 72 DOM
Sold · May ’26$715,000
1030 VIA FORMIA
3 bd · 2 ba · 2,075 sqft · $345/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 HARBOR WALK DRIVE UNIT 321 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 HARBOR WALK DRIVE UNIT 321 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 HARBOR WALK DRIVE UNIT 321 FAQs
What would the monthly payment be for 200 HARBOR WALK DRIVE UNIT 321?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 200 HARBOR WALK DRIVE UNIT 321?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $3,400, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 200 HARBOR WALK DRIVE UNIT 321?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$3,400 is 99% below the PUNTA GORDA 33950 median of $267,250, and at $2/sqft it sits under the Punta Gorda average of $233.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
462 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LANDMARK REALTY · Lisa Blanchard. MLS #C7509226.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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