3191 MATECUMBE KEY ROAD UNIT 704, PUNTA GORDA, FL, 33955
Active171 days on marketListed Feb 14, 2026MLS #C7521933
About this home
3191 MATECUMBE KEY ROAD UNIT 704
Experience Luxury Coastal Living at Its Finest. Discover refined elegance in this top-floor penthouse condo at Vista Del Sol, perfectly situated within prestigious Burnt Store Marina. This exquisite residence captures unparalleled panoramic views of Charlotte Harbor, Boca Grande, Cayo Costa, and the surrounding tropical paradise. Step inside the spacious open-concept floor plan, where soaring ceilings and floor-to-ceiling glass doors fill the living spaces with natural light and seamless access to the expansive private lanai — ideal for entertaining or taking in spectacular sunsets over the harbor. Designed for both comfort and sophistication, this penthouse offers two luxurious primary suites, each with balcony access, generous walk-in closets, and elegant en-suite bathrooms featuring dual vanities, soaking tubs, and separate showers. The split-bedroom layout ensures privacy for both owners and guests, while the versatile den can easily serve as a third bedroom or office, complemented by its own adjacent full bath. Additional highlights include a spacious laundry room, separate storage closet, and two under-building parking spaces for convenience and security. This exceptional residence is offered fully furnished with upscale Tommy Bahama décor, creating a turnkey opportunity for immediate enjoyment. Residents of Vista Del Sol enjoy access to exclusive amenities — including a heated pool, spa, and the vibrant Burnt Store Marina lifestyle featuring boating, golf, tennis, dining, and social events. Don’t miss this rare opportunity to own a luxury waterfront penthouse in one of Southwest Florida’s most desirable coastal communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
2,430
Sqft
0.46 ac
Lot size
2
Garage
2003
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,614 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,614/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$316 vs $207
Days on market
171 vs 59 typical
Where $316/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1776% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3191 MATECUMBE KEY ROAD UNIT 704
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
3250 SOUTHSHORE DRIVE UNIT 52B
3 bd · 2 ba · 2,569 sqft · $136/sqft · 111 DOM
Sold · Aug ’25$300,000
3230 SOUTHSHORE DRIVE UNIT 33A
3 bd · 2 ba · 2,592 sqft · $116/sqft · 86 DOM
Sold · Dec ’25$950,000
3209 SUNSET KEY CIRCLE
3 bd · 3 ba · 2,237 sqft · $425/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3191 MATECUMBE KEY ROAD UNIT 704 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3191 MATECUMBE KEY ROAD UNIT 704 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3191 MATECUMBE KEY ROAD UNIT 704 FAQs
What would the monthly payment be for 3191 MATECUMBE KEY ROAD UNIT 704?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3191 MATECUMBE KEY ROAD UNIT 704?+
The most recent tax bill on record (2025) was $12,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3191 MATECUMBE KEY ROAD UNIT 704?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $769,000, this home is listed about 126% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3191 MATECUMBE KEY ROAD UNIT 704?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$769,000 runs 1776% above the PUNTA GORDA 33955 median — but at 2,430 sqft it's also 44% larger than the typical Punta Gorda listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
171 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,000, now $769,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cathy Matyola. MLS #C7521933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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