David Ramirez
$689,000$779,0003 bd2.5 ba1,844 sqft$374 /sqft$4,635 /mo all-in ↓

155 CRESCENT DRIVE, PUNTA GORDA, FL, 33950

Active156 days on marketListed Feb 16, 2026MLS #C7521876

Reduced $90KWaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 04

Come see it

Upcoming open houses

Sat, Jul 25

12:00 PM – 2:00 PM

cindy

Sat, Jul 25

12:00 PM – 2:00 PM

cindy

About this home

155 CRESCENT DRIVE

Virtually Staged. Location is everything—and this one delivers. Experience exceptional waterfront living with a rare double canal intersection view and less than 2,000 feet to open water at Charlotte Harbor. Sailboat access and a concrete dock make this property a boater’s dream. Beautifully renovated in 2026, this 3-bedroom, 2.5-bath residence offers a bright, modern interior with thoughtful upgrades throughout. The light-filled kitchen features granite countertops, a peninsula breakfast bar, stainless steel appliances, gorgeous Viking Fridge, and seamless flow into the adjoining family room—where breathtaking water views surround you from nearly every angle. A split-bedroom floor plan ensures privacy, while the newly renovated bathrooms add a refined, contemporary touch. The spacious primary suite offers direct access to the lanai and pool area, creating a true indoor-outdoor retreat. Engineered hardwood flooring in the living and family rooms adds warmth and sophistication. Expansive sliding glass doors in both living spaces open to the lanai, blending interior comfort with waterfront serenity. A convenient half bath on the lanai enhances poolside entertaining. Step outside to your sparkling heated pool and spa, perfectly positioned to capture wide water views. The garage features new epoxy flooring for a clean, polished finish. With premium updates, sailboat water access, and an unbeatable intersection view, this home embodies the very best of Southwest Florida waterfront living.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,844

Sqft

0.23 ac

Lot size

2

Garage

1991

Year built

One

Levels

$374

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesEast
ExteriorHurricane Shutters · Sliding Doors

Community & fees

Taxes (2025)$5,986/yr
PetsYes
CommunityDog Park · Golf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,635 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,718
PMI (est., until 20% equity)$258
Property tax — 2025 actual bill$499
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,900
Interest rate6.00%
Loan term

Estimated payment

$4,635/mo

Principal & interest$3,718
PMI (est., until 20% equity)$258
Property taxes (actual bill)$499
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $689K
$616KedgeAI estimate $656,773 · range $642K$682K$717K

vs edgeAI estimate

+4.9%

$/sqft vs PUNTA GORDA ISLES SEC 04

$374 vs $381

Days on market

156 vs 59 typical

Where $374/sqft sits among the 13 homes for sale in PUNTA GORDA ISLES SEC 04

2
4 · this home
1
2
0
4
$261–319$319–377$377–434$434–492$492–550$550+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 155 CRESCENT DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

5 of 13

PUNTA GORDA ISLES SEC 04 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 152% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $689,000 $90K
Feb 16, 2026Listed at $779,000 · 156 days on market since
1991Built · PUNTA GORDA ISLES SEC 04

Reality check

What actually sold near 155 CRESCENT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

155 CRESCENT DRIVESold · Oct ’25

$490,000

155 CRESCENT DRIVE · same community

3 bd · 2.5 ba · 1,844 sqft · $266/sqft · -2 DOM

2160 PALM TREE DRIVESold · Feb ’26

$737,000

2160 PALM TREE DRIVE · same community

3 bd · 2 ba · 1,809 sqft · $407/sqft · 283 DOM

134 GULFVIEW ROADSold · Dec ’25

$455,000

134 GULFVIEW ROAD · same community

3 bd · 2 ba · 1,898 sqft · $240/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 155 CRESCENT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 155 CRESCENT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

155 CRESCENT DRIVE FAQs

What would the monthly payment be for 155 CRESCENT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,635/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 155 CRESCENT DRIVE?+

The most recent tax bill on record (2025) was $5,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 155 CRESCENT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $689,000, this home is listed about 100% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 155 CRESCENT DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$689,000 runs 152% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

156 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $779,000, now $689,000 — a $90K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Barbara Brunner. MLS #C7521876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 155 CRESCENT DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 22, 2026 at 4:03 PM UTC. The listing information on this page last changed on July 22, 2026 at 4:03 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 22, 2026 at 4:03 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 22, 2026 at 4:03 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.