2424 ROSA LANE, PUNTA GORDA, FL, 33950
Active181 days on marketListed Jan 30, 2026MLS #TB8470727
About this home
2424 ROSA LANE
ULTIMATE BOATER’S PARADISE – TURNKEY FURNISHED WATERFRONT POOL HOME LIFESTYLE & 5 MIN SAILBOAT TO OPEN WATER-NO BRIDGES UNDER $700K! Stunning Coastal Contemporary with Sailboat Access | Punta Gorda Isles A true Boater’s Paradise in an exceptional location. Less than 5 Minutes to Open Water! Ideally positioned on the Second Canal to Open Water, No long, tedious 45 minute idles through miles of canals. FURNISHED Savings of $30k. Enjoy Today! This Premier 95-foot of New Seawall (2024), waterfront homesite features a City-Maintained Seawall and a NEW 30’ x 8” Concrete Boat Dock.(2024) With NO Bridges ($100K Value) and effortless access to Charlotte Harbor, the Peace River, and the Gulf of America, this is waterfront living without compromise—perfectly suited for All Boat Owners. Beautifully Renovated and thoughtfully Upgraded 3-Bedroom, 2-Bath Pool Home, perfectly situated in the highly coveted community of Punta Gorda Isles, on a cul-de-sac Capturing Breathtaking Water Views from every room, bathed in Natural SunLight and creating a seamless connection between indoor living and tranquil surroundings. Offering approximately 1,500 square feet of thoughtfully designed living space that lives much larger than its footprint and 625 additional square feet of Garage Space. The Efficient floor plan Maximizes every square foot, featuring a Spacious Primary Suite with a Walk-in Closet and Organization System and a Beautifully Updated, Oversized Primary Spa-Inspired Bath features a Rain Shower, Dual Vanities topped with Quartzite, Abundant Storage, and a dedicated Linen cabinet for effortless Elegance. The home is equipped with a Premium Water Softening and Filtration System, delivering exceptional water for both drinking and bathing. The Renovated Interior blends Modern Finishes with comfortable coastal living, making this home truly MOVE-IN READY. Step inside and be welcomed by Striking Metallic Epoxy Floors no grout lines that flow throughout the home, setting a tone of Modern Elegance. The Fully Reimagined Kitchen is a true showpiece, adorned with Exquisite Quartzite Countertops, Custom White Shaker Cabinetry with Abundant Drawer Storage, a beautifully designed Pantry, and an Expansive Island. Premium Stainless Steel Appliances, a Built-in Wine Refrigerator, and Generous Counter Space complete the space, Hurricane Impact Sliders, all thoughtfully integrated into a seamless open-concept design. Ideal for sophisticated entertaining or effortless everyday living, this home offers comfort wrapped in refined style. Tucked away on a Private Cul-de-sac, this home offers a quiet, secure setting with a strong sense of community. Mature landscaping, an Oversized 625 SQUARE FEET, 2.5-car garage, a durable Metal Roof, and a Transferable flood insurance policy provide exceptional value, security, and peace of mind. Northwest backyard exposure delivers Breathtaking Sunset Views. Enjoy resort-style outdoor living with a shimmering pool, covered lanai, and lush tropical landscaping—ideal for entertaining and relaxation. NO HOA! Dream Location! Profitable Short Term Rental! AIRBNB! Minutes to Charming Fisherman's Village and Historic downtown Punta Gorda, Shopping, Restaurants, Weekend Farmers Market, Parks, Pickleball, Yacht Clubs, Golf Clubs and more! One or more photos have been virtually staged. Floor Plan not to scale. Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,450
Sqft
0.21 ac
Lot size
2
Garage
1973
Year built
One
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,725 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,725/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs PUNTA GORDA ISLES SEC 04
$461 vs $374
Days on market
181 vs 59 typical
Where $461/sqft sits among the 11 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
5 of 11
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2424 ROSA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$318,500
135 GULFVIEW ROAD · same community
2 bd · 2 ba · 1,556 sqft · $205/sqft · 259 DOM
Sold · Aug ’25$405,000
66 OCEAN DRIVE · same community
2 bd · 2 ba · 1,558 sqft · $260/sqft · 163 DOM
Sold · May ’26$490,000
2448 ROSA LANE · same community
3 bd · 3 ba · 1,595 sqft · $307/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2424 ROSA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2424 ROSA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2424 ROSA LANE FAQs
What would the monthly payment be for 2424 ROSA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,725/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2424 ROSA LANE?+
The most recent tax bill on record (2025) was $8,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2424 ROSA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $669,000, this home is listed about 94% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2424 ROSA LANE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$669,000 runs 148% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
181 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $749,900, now $669,000 — a $81K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8470727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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