David Ramirez
$1,300,0003 bd3 ba3,056 sqft$425 /sqft$7,955 /mo all-in ↓

13095 VIA CASSIA, PLACIDA, FL, 33946

Active117 days on marketListed Mar 28, 2026MLS #C7521559

New constructionWaterfrontSingle Family ResidencePORTOFINO

About this home

13095 VIA CASSIA

One or more photo(s) has been virtually staged. Experience refined Waterfront Living at Placida Pointe. Located near world-famous Boca Grande, this extraordinary property showcases Breathtaking Panoramic Views of the Intracoastal Waterway & Gulf of Mexico and provides access to resort-style amenities. Come experience this NEW, Custom-Built, Waterfront residence where strength, innovation & luxury design come together. Built with Steel Structural Insulated Panels (SIPs), Steel Beams/Supports, Reinforced Steel Framing, AdvanTech Engineered Subfloors & durable METAL PBR Panel Roof, this home is thoughtfully designed for lasting durability and peace of mind in coastal environments. It's equipped with Hurricane-Impact Insulated Windows/Doors & Insulated HAAS Steel Garage Doors. The garage is finished with a durable Epoxy-Coated floor. Inside, architectural details shine with a stylish staircase featuring Poplar L.J. Smith Stairs and a private 3-story Traction ELEVATOR. The home features a GAS/PROPANE Range, Dryer & Tankless Water Heater. 2 Mitsubishi Electric Mini Split Ductless Heat Pumps/22 SEER with 6 zones provides efficient, quiet climate control throughout the home. The 1st floor offers a PRIVATE living space/In-Law Suite with SEPARATE ENTRY & KITCHENETTE. A conveniently located Laundry Closet, Bathroom, Bedroom and Bonus Room provide added living space. Step outside to the 1st of 3 spacious decks overlooking the canal–perfect for enjoying the coastal breeze while relaxing or entertaining. The expansive 2nd Floor Kitchen is designed to be the heart of the home, featuring a large Center Island. QUARTZ countertops & premium Schuler Cabinetry provide both durability & a sleek modern look, complemented by Stainless Steel Appliances from Whirlpool. An Apron-Front Sink adds style while the large Walk-In Pantry offers abundant storage. Nuvelle Luxury Vinyl Plank Flooring is featured in all living areas. Custom touches include a Built-In Entertainment Center & soaring ceilings. The 3rd floor showcases a luxurious Primary Suite that offers privacy & space, creating a peaceful sanctuary where you can enjoy Scenic Harbor and SUNSET VIEWS from your PRIVATE BALCONY! The Primary Bath includes a large Walk-In Shower and Double Vanity. The MB has 2 ample Walk-In Closets. Spa-Inspired Bathrooms include Walk-In Showers/Waterproof Surrounds, Delta Fixtures, Rain Showerheads with relaxing Shower Jets. Just steps from the bedroom is a private BONUS ROOM, ideal for a home office, den or quiet lounge. The curb appeal is unmatched with a Flagstone Paver Driveway, Professional Landscaping, 4 Royal Palms and Florastsan Sod. A Rainbird & Hunter Sprinkler System ensures proper hydration. A WaveArmor Floating Dock & Concrete Seawall grants canal access for kayaks/shallow draft boats to Coral Creek. Just ½ mile away is the newly renovated Placida Harbour Clubhouse and Private Marina that can accommodate larger boat access. There are 2 other Clubhouses, Heated Pools, Fitness Center, Tennis Courts, Pickleball, and much more! Residents and guests can enjoy the PRIVATE FERRY to Placida Beach/Little Gasparilla Isle with a 10-minute boat ride! Members have access to Placida Beach Clubhouse complete with Pool/Kitchen & 7 miles of Pristine Beaches accessible ONLY by boat. Just minutes from Boca Grande, Beaches, Shops, Dining, Coral Creek Golf Club & Coral Creek Private Airport, this gated waterfront community offers privacy & the tranquil luxury of waterfront living. Don’t Wait~Make this piece of paradise yours today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,056

Sqft

0.31 ac

Lot size

2

Garage

2025

Year built

Three Or More

Levels

$425

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Epoxy · Luxury Vinyl
AppliancesDishwasher · Dryer · Gas Water Heater · Range · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Closet
CoolingMini-Split Unit(s) · Wall/Window Unit(s)
HeatingNatural Gas

Outside & construction

RoofMetal
ConstructionSIP (Structurally Insulated Panel) · Stucco · Wood Siding
FoundationPillar/Post/Pier
ViewWater
FacesSoutheast
ParkingCovered · Driveway · Garage Door Opener · Ground Level
ExteriorBalcony · French Doors · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$103/mo
Taxes (2025)$2,276/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Intracoastal Waterway · Marina · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,955 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property tax — 2025 actual bill$190
HOA fee — from the listing$103
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$7,955/mo

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property taxes (actual bill)$190
HOA / condo fee$103
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$425 vs $382

Days on market

117 vs 91 typical

Where $425/sqft sits among the 164 Placida actives

65
35 · this home
19
15
14
16
$184–318$318–453$453–587$587–721$721–856$856+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 13095 VIA CASSIA

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

65 of 164

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3614% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Mar 28, 2026Listed at $1,300,000 · 117 days on market since
2025Built · PORTOFINO

Reality check

What actually sold near 13095 VIA CASSIA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11373 Lakeview Drive, Coral Springs FL 33071Sold · Aug ’25

$479,000

11373 Lakeview Drive, Coral Springs FL 33071 · same community

4 bd · 2.5 ba · 2,334 sqft · $205/sqft · 30 DOM

11285 LAKEVIEW DRIVE # 35, Coral Springs FL 33071Sold · Aug ’25

$391,050

11285 LAKEVIEW DRIVE # 35, Coral Springs FL 33071 · same community

4 bd · 2.5 ba · 2,241 sqft · $174/sqft · 168 DOM

745 NE 195th Street, Miami FL 33179Sold · Nov ’25

$577,000

745 NE 195th Street, Miami FL 33179 · same community

3 bd · 2.5 ba · 2,106 sqft · $274/sqft · 228 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13095 VIA CASSIA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13095 VIA CASSIA — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13095 VIA CASSIA FAQs

What would the monthly payment be for 13095 VIA CASSIA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,955/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13095 VIA CASSIA?+

The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13095 VIA CASSIA?+

The most recent tax bill on record (2025) was $2,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13095 VIA CASSIA?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $1,300,000, this home is listed about 100% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13095 VIA CASSIA?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,300,000 runs 3614% above the PLACIDA 33946 median — but at 3,056 sqft it's also 71% larger than the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Danielle Bailey. MLS #C7521559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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