781 NE 195th St, Miami FL 33179, MIAMI, FL, 33179
Active85 days on marketListed May 20, 2026MLS #A12022707
About this home
781 NE 195th St, Miami FL 33179
This home is an ideal for a Primary residence, Vacation home or even Investment (rent twice a year). Perfect Location, next to Aventura Mall, best shopping's , schools, close to the Ocean! You will be impressed when you first enter this property. Brand new roof (2024), Hurricane impact windows/door (2024). This meticulously maintained Town Home offers the perfect combination of luxury, tranquility, and modern living. Property Features: Breathtaking waterfront access - enjoy water view with private lake dock; perfect for boating, fishing or simply soaking in the beauty of nature; Spacious outdoor deck, Modern Kitchen designed with stainless steel appliances, granite countertops, custom cabinetry, and adjoining breakfast nook. Elegant Interior design, open layout with large windows providing natural light in every room and remodeled bathrooms. Waterfront retreat in exclusive boutique complex with only 36 homes!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,106
Sqft
1
Garage
1995
Year built
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,879 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,879/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs Miami actives
$283 vs $511
Days on market
85 vs 66 typical
Where $283/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside California Club
Get to know Miami. See the full Miami guide →
California Club — neighborhood snapshot
Population
20,056
Median age
42
Median income
$58,906
Median home value
$189,613
Avg household
3
Households w/ children
2,289
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 261% above the MIAMI 33179 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 781 NE 195th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$577,000
745 NE 195th Street, Miami FL 33179 · same community
3 bd · 2.5 ba · 2,106 sqft · $274/sqft · 228 DOM
Sold · Apr ’26$370,000
11461 Lakeview Drive # 8, Coral Springs FL 33071 · same community
3 bd · 2.5 ba · 2,105 sqft · $176/sqft · 165 DOM
Sold · Mar ’26$379,000
11339 Lakeview Drive # 4o, Coral Springs FL 33071 · same community
3 bd · 2.5 ba · 2,105 sqft · $180/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 781 NE 195th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 781 NE 195th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
781 NE 195th St FAQs
What would the monthly payment be for 781 NE 195th St, Miami FL 33179?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,879/mo — principal and interest, the actual property-tax bill, the $643/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 781 NE 195th St, Miami FL 33179?+
The association fee works out to $643 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 781 NE 195th St, Miami FL 33179?+
The most recent tax bill on record (2025) was $7,704. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 781 NE 195th St, Miami FL 33179?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $595,000, this home is listed about 2% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 781 NE 195th St, Miami FL 33179?+
Andover Middle School (middle), Norland Elementary School (elementary), Miami Norland Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$595,000 runs 261% above the MIAMI 33179 median — but at 2,106 sqft it's also 75% larger than the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $643/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $598,000, now $595,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GMT International Realty Inc · Mikhail Shir. MLS #A12022707.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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