2408 MONTPELIER ROAD, PUNTA GORDA, FL, 33983
Active185 days on marketListed Jan 30, 2026MLS #C7520098
About this home
2408 MONTPELIER ROAD
Beautifully Remodeled Home Available for Seasonal or Annual Rental in Deep Creek – Sec. 23 Welcome to this exceptionally updated home located in the highly desirable Deep Creek community, Sec. 23. This property has undergone a complete remodel and offers a modern, upscale feel with quality finishes throughout, making it an ideal choice for a seasonal escape or comfortable year-round living. The home features new flooring throughout, a fully renovated kitchen with contemporary cabinetry, stylish countertops, stainless steel appliances, and a large breakfast bar that opens to spacious living and dining areas. The open floor plan is filled with natural light and designed for both everyday living and entertaining. All bathrooms have been updated, creating a cohesive luxury feel. The primary suite serves as a private retreat, highlighted by a spacious walk-in shower and a large freestanding soaking tub, offering a spa-like experience. Enjoy outdoor living in the private screened-in lanai with a recently updated pool, perfect for relaxing or entertaining in the Florida sunshine. Additional upgrades include modern lighting, updated ceiling fans, generous room sizes, and well-designed living spaces throughout the home. Located in a quiet, deed-restricted neighborhood with sidewalks, parks, and nearby golf, this home offers easy access to shopping, dining, I-75, and Southwest Florida beaches. Available as a seasonal rental or as a yearly rental. Turnkey and move-in ready — just bring your personal belongings and enjoy the Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,269
Sqft
0.22 ac
Lot size
1
Garage
1986
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$192 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$192/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 23
$2 vs $180
Days on market
185 vs 59 typical
Where $2/sqft sits among the 28 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
17 of 28
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2408 MONTPELIER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$365,000
1432 RAZORBILL LANE · same community
3 bd · 2 ba · 2,267 sqft · $161/sqft · 48 DOM
Sold · Jan ’26$465,000
2542 MAURITANIA ROAD · same community
4 bd · 2 ba · 2,202 sqft · $211/sqft · 39 DOM
Sold · Feb ’26$385,000
2088 MAZATLAN ROAD · same community
4 bd · 7.5 ba · 2,361 sqft · $163/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2408 MONTPELIER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2408 MONTPELIER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2408 MONTPELIER ROAD FAQs
What would the monthly payment be for 2408 MONTPELIER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $192/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2408 MONTPELIER ROAD?+
The listing reports pets: Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $4,400, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2408 MONTPELIER ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33983 market on paper
$4,400 is 94% below the PUNTA GORDA 33983 median of $75,000, and at $2/sqft it sits under the Punta Gorda average of $233.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
185 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ERA RIGHT CHOICE REALTY · Victor Perez. MLS #C7520098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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