1038 SAN CRISTOBAL AVENUE, PUNTA GORDA, FL, 33983
Active102 days on marketListed Apr 23, 2026MLS #C7525281
About this home
1038 SAN CRISTOBAL AVENUE
Available now BRAND NEW HUGE, designer inspired 3 bedrooms, 2 bathrooms and XL 2 car garage 23'9"x 19'x11"! Rent is $2300 and Sec dep $2000 this beautiful brand new Deep Creek home offers, Vaulted ceilings, tile flooring and hurricane windows and doors, ceiling fans, wine bar or coffee bar, a beautifully designed spacious kitchen with granite counter tops and newer appliances, a separate laundry room AND there is an abundant amount of storage space throughout! Enjoy your morning coffee in peace while sitting in your screened in lanai. The green space is calm and has abundant nature. The Deep Creek community is well known and popular for being close to everything with views of open nature green spaces, freshwater canals and lakes. You'll be located just minutes from I-75 and Highway 41 for easy commuting. There are multiple golf courses, all the restaurants of Punta Gorda and Port Charlotte, the new Sunseeker Resort, and beaches all within a short drive. This is a deed-restricted community, featuring events with the Deep Creek Civic Association that has many social opportunities like monthly happy hours, a garden club, parties and other events. Deep Creek Park has basketball, pickleball, and tennis courts, picnic tables, and a playground. This is a great place to live your best FL life! Washer dryer hookups; Lawn care INCLUDED! Relocating with parents and/or in laws? There are 2 homes are available if you want (side by side villas) and you could rent both homes for nearby convenient multi-generational private living arrangements Ie: (in law- home or granny flat scenario) that benefits all.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,657
Sqft
0.46 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 23
$1 vs $180
Days on market
102 vs 59 typical
Where $1/sqft sits among the 28 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
17 of 28
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 SAN CRISTOBAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$272,000
1393 VERMOUTH LANE · same community
2 bd · 2 ba · 1,736 sqft · $157/sqft · 16 DOM
Sold · Jan ’26$189,000
2436 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM
Sold · Aug ’25$405,000
2268 MAURITANIA ROAD · same community
3 bd · 2 ba · 1,844 sqft · $220/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 SAN CRISTOBAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 SAN CRISTOBAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1038 SAN CRISTOBAL AVENUE FAQs
What would the monthly payment be for 1038 SAN CRISTOBAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1038 SAN CRISTOBAL AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,300, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 SAN CRISTOBAL AVENUE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33983 market on paper
$2,300 is 97% below the PUNTA GORDA 33983 median of $70,000, and at $1/sqft it sits under the Punta Gorda average of $233.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Libbie Scherer. MLS #C7525281.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 1038 SAN CRISTOBAL AVENUE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →