15 ROTTERDAM DRIVE, PUNTA GORDA, FL, 33950
Active250 days on marketListed Nov 17, 2025MLS #C7517793
About this home
15 ROTTERDAM DRIVE
Welcome to the friendly, resident-owned 55+ gated community of Windmill Village in Punta Gorda, Florida. This charming 2005 Fleetwood manufactured home offers 1,296 square feet of comfortable living space with 2 bedrooms, 2 bathrooms, a spacious living room, eat-in kitchen, and a bright Florida Room overlooking the canal. The home features drywall construction in the main living areas and has been thoughtfully upgraded, including a new air conditioner installed in 2023, a new shingle roof in 2020, new kitchen counters and appliances, and an on-demand hot water system. For added protection, it includes crank hurricane shutters on the sides and electric roll-down shutters on the canal side. Outside, the large lanai is perfect for entertaining and features four brand-new special-order windows installed after Hurricane Ian. Step down from the lanai to a beautiful paver patio that leads to your private 6,000 lb boat lift and composite dock, which conveniently adjusts as a floating dock with the tides. Windmill Village offers an active retirement lifestyle with two private marinas providing direct access to Charlotte Harbor and the Gulf, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center with numerous hobby clubs. The new pavilion beside the heated pool is an ideal spot for social gatherings and events. Located in historic Punta Gorda — repeatedly voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this waterfront community delivers the perfect blend of relaxation and recreation. Note: The purchase price does not include the $20,285 Buy-In Share and Bond, which is fully refundable upon sale. This move-in-ready canal-front home is a fantastic opportunity to embrace the Florida lifestyle. Schedule your showing today and make this your paradise!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
0.11 ac
Lot size
2005
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,417 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.1%
$/sqft vs WINDMILL VILLAGE
$201 vs $154
Days on market
250 vs 59 typical
Where $201/sqft sits among the 33 homes for sale in WINDMILL VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
12 of 33
WINDMILL VILLAGE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 15 ROTTERDAM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$167,500
7 FREEMAN AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $129/sqft · 51 DOM
Sold · May ’26$170,000
27 FREEMAN AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $131/sqft · 114 DOM
Sold · Oct ’25$150,000
37 EMDEN CIRCLE · same community
2 bd · 2 ba · 1,350 sqft · $111/sqft · 264 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15 ROTTERDAM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15 ROTTERDAM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15 ROTTERDAM DRIVE FAQs
What would the monthly payment be for 15 ROTTERDAM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,417/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15 ROTTERDAM DRIVE?+
The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15 ROTTERDAM DRIVE?+
The most recent tax bill on record (2024) was $4,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15 ROTTERDAM DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $259,900, this home is listed about 25% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 15 ROTTERDAM DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$259,900 is 4% below the PUNTA GORDA 33950 median of $271,985, and at $201/sqft it sits under the Punta Gorda average of $233.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
250 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $280,000, now $259,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7517793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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