15530 AQUA CIRCLE, PORT CHARLOTTE, FL, 33981
Active394 days on marketListed Jul 3, 2025MLS #C7512001
About this home
15530 AQUA CIRCLE
MOTIVATED SELLER - ADJUSTED PRICE! You'll have peace of mind with the upgrades/updates all since 2023 - New 24 gauge metal roof, impact windows/doors, garage door, HVAC, pool cage, LVP flooring in all bedrooms, wood plank look tile other areas, spray foam insulation in attic (seller's says reduced elec. bill $100), It feels like home as soon as you step through the custom double door entry of this WATERFRONT, 4 bedroom, 3 CAR GARAGE home! Located in sought after Sec 93 of South Gulf Cove. Noticing first the custom designed Italian glass light in foyer, wood plank look tile on the diagonal throughout the downstairs, custom updated kitchen with wood cabinets, granite counters and spacious island with breakfast bar fully applianced including commercial fridge/freezer. Directly off of kitchen is dining room and at front of home formal living room. From kitchen you'll overlook your large family room with sliders to pool and lanai. Rounding out the practicality of the downstairs is the 1/2 bath at hallway from foyer to kitchen. Talk about great home for family or large gatherings, this one more than fits the bill. Up the beautiful redone staircase you'll find the primary suite with organizer walk in closet and en suite bath that is bright and beautiful walk in shower w/frameless glass door, dual sinks and private water closet and wood plank look tile on diagonal. The remaining 3 bedrooms are situated nicely around the staircase, two with built in closets and one with walk in closets. At the very front of the home upstairs is a large "bonus" room, perfect for media room, game room, second family room, endless choices. Also on second floor where it belongs for ease of use, is the laundry room that includes utility sink. Lanai has new screen cage with Picture window screen facing your waterfront canal and dock, that will take you out to the Lagoon if you just want a quick fishing trip or through the lock onto the Myakka River, then Charlotte Harbor or to the Intracoastal and Gulf of Mexico. Desirable South Gulf Cove waterfront community offers a park, boat launch (for a fee) walking paths and so much more, it is also appx. 15-20 minutes to Boca Grande beaches and Englewood (Manasota Key) beaches as well as 10-15 minutes to golf courses in the area. If you're looking for YOUR Florida paradise with lots of room for family and friends, do yourself a favor and call to see this one now!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,056
Sqft
0.23 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,842 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,842/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.1%
$/sqft vs PORT CHARLOTTE SEC 093
$268 vs $317
Days on market
394 vs 56 typical
Where $268/sqft sits among the 40 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 40
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1953% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15530 AQUA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$935,000
15490 SEAFOAM CIRCLE · same community
3 bd · 3 ba · 2,920 sqft · $320/sqft · 6 DOM
Sold · Mar ’26$1,350,000
15516 MARGO CIRCLE · same community
3 bd · 3.5 ba · 3,208 sqft · $421/sqft · 82 DOM
Sold · Apr ’26$750,000
15052 AQUARIUS CIRCLE · same community
3 bd · 3.5 ba · 3,351 sqft · $224/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15530 AQUA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15530 AQUA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15530 AQUA CIRCLE FAQs
What would the monthly payment be for 15530 AQUA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15530 AQUA CIRCLE?+
The most recent tax bill on record (2024) was $11,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15530 AQUA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $819,000, this home is listed about 144% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15530 AQUA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$819,000 runs 1953% above the PORT CHARLOTTE 33981 median — but at 3,056 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
394 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $975,000, now $819,000 — a $156K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PARTNERS REAL ESTATE · Kelli Geddeis. MLS #C7512001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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