
2107 4TH STREET COURT W, PALMETTO, FL, 34221
Active480 days on marketListed Apr 24, 2025MLS #C7509086
About this home
2107 4TH STREET COURT W
Over 9,000 square feet of Furnished and Decorated Gulf-access waterfront living; an exceptional boating estate along Florida’s Gulf Coast. Set on over half an acre in historic Palmetto, just minutes across the bridge from vibrant Downtown Bradenton, this remarkable property offers deep, navigable water, a private dock, and a 13,000-lb boat lift providing direct access to Tampa Bay and the Gulf of Mexico; ideal for boating, waterfront dining, and spectacular sunset cruises. This high-and-dry residence has never experienced water intrusion from any storm and includes transferable flood insurance currently under $5,000/year, offering valuable peace of mind for waterfront ownership. Inside, refined coastal design unfolds across more than 9,000 square feet of living space, now offered fully furnished with curated furnishings and artwork (with a few exclusions) for a seamless move-in experience. The chef’s kitchen is designed for both entertaining and everyday living and features Sub-Zero refrigeration, Wolf gas cooking, double ovens, dual Miele dishwashers, built-in Miele coffee system, warming drawer, prep sink, ice maker, and generous workspace. Expansive living areas flow effortlessly to outdoor entertaining spaces where a resort-style pool and spa, outdoor kitchen with a new premium grill, gas fire features, and panoramic waterfront views create the perfect setting for relaxing or hosting guests. Additional highlights include a temperature-controlled wine cellar, billiards and bar room, private theater with projector system, exercise room, library/office, and convenient ground-level elevator access. The main-level primary suite offers spa-inspired comfort with direct access to outdoor living, while each additional bedroom features its own private en-suite retreat. The home also includes two full laundry rooms, ideal for larger households or extended-stay guests. Smart-home enhancements include Ring security, Alexa-enabled lighting, whole-home stereo, integrated central vacuum, solar-assisted water heaters, enhanced exterior door locks, and a Tesla EV charger. A brand-new tile roof (2025) further enhances durability and long-term value. With deep-water boating access, expansive sunset views, fully furnished living spaces, and proximity to marinas, dining, parks, and the charm of historic Palmetto, this remarkable estate delivers luxury coastal living on an impressive scale.
Facts & features
The home at a glance
4
Bedrooms
6
Bathrooms
9,266
Sqft
0.58 ac
Lot size
4
Garage
2011
Year built
Two
Levels
$502
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$30,465 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$30,465/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$502 vs $206
Days on market
480 vs 61 typical
Where $502/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
225 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1149% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2107 4TH STREET COURT W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$3,500,000
213 N 18TH STREET W
4 bd · 4.5 ba · 4,252 sqft · $823/sqft · 41 DOM
Sold · Nov ’25$1,450,000
3101 RIVERVIEW BOULEVARD
5 bd · 4.5 ba · 4,092 sqft · $354/sqft · 4 DOM
Sold · Sep ’25$1,575,000
4809 RIVERVIEW BOULEVARD
5 bd · 4.5 ba · 3,684 sqft · $428/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2107 4TH STREET COURT W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2107 4TH STREET COURT W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2107 4TH STREET COURT W FAQs
What would the monthly payment be for 2107 4TH STREET COURT W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2107 4TH STREET COURT W?+
The most recent tax bill on record (2024) was $41,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2107 4TH STREET COURT W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $4,650,000, this home is listed about 1077% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2107 4TH STREET COURT W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,650,000 runs 1149% above the PALMETTO 34221 median — but at 9,266 sqft it's also nearly 5 times the size of the typical Palmetto listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
480 days on market against a Palmetto median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $6,750,000, now $4,650,000 — a $2.1M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW FLORIDA LIVING · Jessica Steinberg. MLS #C7509086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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